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card_verification_declined

Last updated: November 16, 2022

Example: Card verification declined

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{
"id": "evt_3mrfe5j34klopo7rvv74croaa4",
"type": "card_verification_declined",
"version": "1.0.20",
"created_on": "2022-11-14T12:23:59.6689894Z",
"data": {
"id": "pay_fm7tyu6n37gebfmtbpfu4ffhaa",
"action_id": "act_sog6f5pkfshelnujfn377jrrx4",
"reference": "test payment",
"amount": 0,
"currency": "GBP",
"payment_type": "Regular",
"processed_on": "2022-11-14T12:23:57.8215779Z",
"response_code": "20012",
"response_summary": "Invalid Transaction",
"risk": {
"flagged": false
},
"3ds": {
"version": "2.1.0",
"challenged": true,
"challenge_indicator": "challenge_requested_mandate",
"exemption": "none",
"eci": "05",
"cavv": "ABEBASVDkQBBASDCgmMYdQAAAAA=",
"xid": "e6473b22-08ac-492d-a587-2aba9b80df6f",
"downgraded": false,
"enrolled": "Y",
"authentication_response": "Y",
"flow_type": "challenged"
},
"source": {
"id": "src_hjq7mni6h42ehgr76jbzskne3a",
"type": "card",
"billing_address": {},
"expiry_month": 1,
"expiry_year": 2029,
"scheme": "VISA",
"last_4": "1234",
"fingerprint": "71580b426f1d190d29087ff265d8f48df1ad34ede41c27cbff9d23c1a14d1776",
"bin": "123456",
"card_type": "DEBIT",
"card_category": "CONSUMER",
"issuer": "REVOLUT LIMITED",
"issuer_country": "GB",
"product_id": "I",
"product_type": "Visa Infinite"
},
"event_links": {
"payment": "https://api.checkout.com/payments/pay_fm7tyu6n37gebfmtbpfu4ffhaa",
"payment_actions": "https://api.checkout.com/payments/pay_fm7tyu6n37gebfmtbpfu4ffhaa/actions"
}
},
"_links": {
"self": {
"href": "https://api.checkout.com/workflows/events/evt_3mrfe5j34klopo7rvv74croaa4"
},
"subject": {
"href": "https://api.checkout.com/workflows/events/subject/pay_fm7tyu6n37gebfmtbpfu4ffhaa"
},
"payment": {
"href": "https://api.checkout.com/payments/pay_fm7tyu6n37gebfmtbpfu4ffhaa"
},
"payment_actions": {
"href": "https://api.checkout.com/payments/pay_fm7tyu6n37gebfmtbpfu4ffhaa/actions"
}
}
}