How does Checkout.com work?

Checkout.com enables businesses to move, manage, and optimize money by acting as an end-to-end Payment Services Provider. We empower businesses to accept payments online and disburse funds to their entities and customers through a range of payment methods and integration options. To help merchants accept the highest possible number of legitimate payments while preventing fraud, we offer Intelligent Acceptance, Authentication, Identity Verification, and Fraud Detection tools. With these tools, businesses can find the point between risk and acceptance that's right for them. We also help our merchants direct funds flexibly, giving them a view of their balances across payins and payouts across all geographies and currencies, allowing them to manage these payments through a single dashboard.

Is Checkout.com easy to integrate with?

We offer a range of integration options, including hosted payment pages – a simple integration method that allows businesses to provide us with payment information, which we use to generate a link that redirects customers to a hosted payments page.

How reliable is Checkout.com's platform?

Checkout.com provides reliable payment processing services with comprehensive fraud detection, authentication, and intelligent acceptance tools to ensure high availability and security for travel payment transactions.

travel

TRAVEL PAYMENTS. WITHOUT THE TURBULENCE.

By combining acquiring and issuing, Checkout.com helps online travel agencies (OTAs) to smooth out the journey from receiving customer payments to paying suppliers.

THE CHALLENGE

The industry never stands still

In online travel, staying ahead demands adaptability. Competition is tough, margins are thin, and managing transactions across a global ecosystem is complex.

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Timely payments, robust security, and guarding against financial risk are essential for successful partnerships. And customers expect high-quality experiences.

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We’re here to help with that.

THE SOLUTION

Fly non-stop from ‘payment received’ to ‘supplier paid’

Use your sales balance to fund virtual cards – issued the moment a customer payment is taken – then pay all your suppliers. 

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Transform a cost center into a revenue generator by earning interchange revenue when paying your suppliers. 

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Manage the whole payment journey on one connected platform (with one point of contact for support), reducing your exposure to fraud and errors.

Nail every nuance in any market

Global acquiring

Capture payments wherever your customers are by accessing the local payment methods you need to refine regional strategies, optimize costs, and deliver an experience your customers love.

Virtual cards

Pay suppliers with single or multi-use virtual cards. Issue cards in multiple currencies, with authentication exemption where relevant. Improve relationships, reduce risk, and simplify processes.

Currency accounts

Hold funds in 26+ currencies, each with local bank details. Minimize foreign exchange costs for international payments. And operate on a global scale without the banking queues, paperwork, or fees.

Dual-rails support

Access both Visa’s Intelligent Data Exchange (IDX) and Mastercard’s Wholesale Program through a single platform, giving you flexible acceptance, global coverage, and optimized pricing across markets and currencies.

How it works

Move funds from origin to destination

case study

We’re delighted to partner with Mastercard to complement our virtual card issuing solution with Mastercard’s Wholesale Travel Program, enabling OTAs to unlock new revenue streams and deliver a connected customer experience.

Meron Colbeci

Chief Product Officer at Checkout.com

Read the press release

What benefits will this bring to my business?

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Payment processing

Every transaction counts. As your issuer, we help lift acceptance rates without compromising security, while preferential interchange revenue from payouts stand to boost your bottom line.

Defend against FX risk

Keep supplier costs predictable. With Issuing, create virtual cards in local currencies to reduce FX exposure when paying international suppliers and protect your margins.

Fight fraud and overspending

Control every card with spend, location, merchant, and industry rules. Issue limited-use or single-use cards, freeze them instantly, and approve payments based on your business logic, with built-in screening.

Get up and running fast

Roll out your new virtual card program in as little as two weeks. Launch, test, and iterate your setup with the support of our travel payments specialists. And get the resources you need to bring your partners on board.