Card issuing
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Use Checkout.com's Issuing solution to build out a card program and issue cards to your customers.
Issued cards can be prepaid, where the card is preloaded with funds available for use, or debit, where cardholder's access funds from your Issuing balance.
You can also choose to issue one, or both, of the following card types:
- virtual cards so that your cardholders can perform online transactions
- physical cards so that your cardholders can perform transactions online and at physical points-of-sale (POS)
Before you can begin issuing cards with Checkout.com, you'll first need to:
Checkout.com offers flexible issuing solutions, depending on your needs and company setup.
Checkout.com can issue virtual cards directly to you, so that you can perform online transactions to pay your suppliers or partners. With this setup you can:
- create cardholders that are part of your own company
- fund your Issuing balance with a bank transfer
Transactions performed by your cardholders will use funds from your main account balance.
If you use a Platform model with Checkout.com, you can issue cards to your own customers. With this setup you can:
- create cardholders that are part of your sub-entities, whether they're a business or an individual
- process payments on behalf of your sub-entities
- transfer funds from your currency accounts to your sub-entities’ currency accounts
- receive transfers your sub-entities have made from their bank account to their currency account
Transactions performed by your sub-entities' cardholders will use funds from their respective sub-entity currency account balance.
This model also gives you the option to set up a joint currency account, meaning you can use a single account for the acquiring and issuing sides of your business.
