Payment declined
Last updated: February 5, 2025
This event occurs when a payment authorization request times out, or if there is a rejection during authorization. For example, due to insufficient funds, the issuer blocking the card, or a Do Not Honor instruction.
1{2"id": "evt_wlbf3ivtsjjuxjabg3jlju4ysa",3"type": "payment_declined",4"version": "1.0.29",5"created_on": "2023-05-24T09:31:19.3352174Z",6"data": {7"id": "pay_do6kcxcq4pwehkbrupwnohnbyq",8"action_id": "act_kjxqqajgnyie3l66ujvddw7gqm",9"reference": "ORD-5023-4E89",10"amount": 40000,11"auth_code": "710130",12"currency": "EUR",13"customer": {14"id": "cus_m3cixs4slzcelfjmdcodlgyvkq",15"email": "[email protected]"16},17"payment_ip": "203.0.113.0",18"metadata": {19"coupon_code": "NY2018",20"partner_id": "123989"21},22"payment_type": "Regular",23"processed_on": "2023-05-24T09:31:17.4752751Z",24"processing": {25"acquirer_transaction_id": "623951711607972924924",26"Aft": "False",27"retrieval_reference_number": "053353257136",28"partner_merchant_advice_code": "24"29},30"cko_network_token_available": true,31"pan_type_processed": "fpan",32"response_code": "20005",33"response_summary": "Declined - Do Not Honour",34"risk": {35"flagged": false,36"score": 037},38"scheme_id": "399198565818571",39"source": {40"id": "src_d5e4jlpi3syepp7nrjo3jk734a",41"type": "card",42"card_wallet_type": "applepay",43"billing_address": {44"line1": "123 High St.",45"line2": "Flat 456",46"town_city": "London",47"state": "Greater London",48"zip": "SW1A 1AA",49"country": "UK"50},51"expiry_month": 6,52"expiry_year": 2025,53"name": "Chakram Visa Customer",54"scheme": "VISA",55"last_4": "9256",56"fingerprint": "8154D9068FD3BDF8F2A33CBC8838614D026C7CADFB654FB29F2090034677B2C2",57"bin": "453946",58"card_type": "CREDIT",59"card_category": "CONSUMER",60"issuer": "UNICAJA BANCO",61"issuer_country": "ES",62"product_type": "CLASSIC",63"avs_check": "G",64"cvv_check": "Y"65},66"event_links": {67"payment": "https://api.checkout.com/payments/pay_do6kcxcq4pwehkbrupwnohnbyq",68"payment_actions": "https://api.checkout.com/payments/pay_do6kcxcq4pwehkbrupwnohnbyq/actions"69},70"retry": {71"attempts_made": 1,72"max_attempts": 10,73"ends_on": "2023-06-34T15:24:56.9871232Z",74"next_attempt_on": "2023-05-30T15:56:27.2965834Z"75}76},77"_links": {78"self": {79"href": "https://api.checkout.com/workflows/events/evt_wlbf3ivtsjjuxjabg3jlju4ysa"80},81"subject": {82"href": "https://api.checkout.com/workflows/events/subject/pay_do6kcxcq4pwehkbrupwnohnbyq"83},84"payment": {85"href": "https://api.checkout.com/payments/pay_do6kcxcq4pwehkbrupwnohnbyq"86},87"payment_actions": {88"href": "https://api.checkout.com/payments/pay_do6kcxcq4pwehkbrupwnohnbyq/actions"89}90}91}