Skip to content

Last updated: November 16, 2022

Example: Declined payment

1
{
2
"id": "evt_nkyqkhlemrkughjbblhw7tbczu",
3
"type": "payment_declined",
4
"version": "1.0.20",
5
"created_on": "2022-11-14T12:25:12.8419998Z",
6
"data": {
7
"id": "pay_jmhdoexa5fbfghj5s7ksiamale",
8
"action_id": "act_5kw3mtjhytme7jl4cdxihorb4y",
9
"reference": "test payment",
10
"amount": 2,
11
"currency": "GBP",
12
"payment_type": "Regular",
13
"processed_on": "2022-11-14T12:25:12.4953916Z",
14
"response_code": "20012",
15
"response_summary": "Invalid Transaction",
16
"risk": {
17
"flagged": false
18
},
19
"3ds": {
20
"version": "2.2.0",
21
"challenged": true,
22
"challenge_indicator": "challenge_requested_mandate",
23
"exemption": "none",
24
"eci": "05",
25
"cavv": "ABEBASVDkQBBASDCgmMYdQAAAAA=",
26
"xid": "e6473b22-08ac-492d-a587-2aba9b80df6f",
27
"downgraded": false,
28
"enrolled": "Y",
29
"authentication_response": "Y",
30
"flow_type": "challenged"
31
},
32
"source": {
33
"id": "src_37rmzt6odwquzgudjqtb4kn36y",
34
"type": "card",
35
"billing_address": {},
36
"expiry_month": 1,
37
"expiry_year": 2029,
38
"scheme": "VISA",
39
"last_4": "1234",
40
"fingerprint": "71580b426f1d190d29087ff265d8f48df1ad34ede41c27cbff9d23c1a14d1776",
41
"bin": "123456",
42
"card_type": "DEBIT",
43
"card_category": "CONSUMER",
44
"issuer": "Test Bank",
45
"issuer_country": "GB",
46
"product_id": "I",
47
"product_type": "Visa Infinite"
48
},
49
"event_links": {
50
"payment": "https://api.checkout.com/payments/pay_jmhdoexa5fbfghj5s7ksiamale",
51
"payment_actions": "https://api.checkout.com/payments/pay_jmhdoexa5fbfghj5s7ksiamale/actions"
52
}
53
},
54
"_links": {
55
"self": {
56
"href": "https://api.checkout.com/workflows/events/evt_nkyqkhlemrkughjbblhw7tbczu"
57
},
58
"subject": {
59
"href": "https://api.checkout.com/workflows/events/subject/pay_jmhdoexa5fbfghj5s7ksiamale"
60
},
61
"payment": {
62
"href": "https://api.checkout.com/payments/pay_jmhdoexa5fbfghj5s7ksiamale"
63
},
64
"payment_actions": {
65
"href": "https://api.checkout.com/payments/pay_jmhdoexa5fbfghj5s7ksiamale/actions"
66
}
67
}
68
}