card_verification_declined

Last updated: November 16, 2022

1{
2  "id": "evt_3mrfe5j34klopo7rvv74croaa4",
3  "type": "card_verification_declined",
4  "version": "1.0.20",
5  "created_on": "2022-11-14T12:23:59.6689894Z",
6  "data": {
7    "id": "pay_fm7tyu6n37gebfmtbpfu4ffhaa",
8    "action_id": "act_sog6f5pkfshelnujfn377jrrx4",
9    "reference": "test payment",
10    "amount": 0,
11    "currency": "GBP",
12    "payment_type": "Regular",
13    "processed_on": "2022-11-14T12:23:57.8215779Z",
14    "response_code": "20012",
15    "response_summary": "Invalid Transaction",
16    "risk": {
17      "flagged": false
18    },
19    "3ds": {
20      "version": "2.1.0",
21      "challenged": true,
22      "challenge_indicator": "challenge_requested_mandate",
23      "exemption": "none",
24      "eci": "05",
25      "cavv": "ABEBASVDkQBBASDCgmMYdQAAAAA=",
26      "xid": "e6473b22-08ac-492d-a587-2aba9b80df6f",
27      "downgraded": false,
28      "enrolled": "Y",
29      "authentication_response": "Y",
30      "flow_type": "challenged"
31    },
32    "source": {
33      "id": "src_hjq7mni6h42ehgr76jbzskne3a",
34      "type": "card",
35      "billing_address": {},
36      "expiry_month": 1,
37      "expiry_year": 2029,
38      "scheme": "VISA",
39      "last_4": "1234",
40      "fingerprint": "71580b426f1d190d29087ff265d8f48df1ad34ede41c27cbff9d23c1a14d1776",
41      "bin": "123456",
42      "card_type": "DEBIT",
43      "card_category": "CONSUMER",
44      "issuer": "Test Bank",
45      "issuer_country": "GB",
46      "product_id": "I",
47      "product_type": "Visa Infinite"
48    },
49    "event_links": {
50      "payment": "https://api.checkout.com/payments/pay_fm7tyu6n37gebfmtbpfu4ffhaa",
51      "payment_actions": "https://api.checkout.com/payments/pay_fm7tyu6n37gebfmtbpfu4ffhaa/actions"
52    }
53  },
54  "_links": {
55    "self": {
56      "href": "https://api.checkout.com/workflows/events/evt_3mrfe5j34klopo7rvv74croaa4"
57    },
58    "subject": {
59      "href": "https://api.checkout.com/workflows/events/subject/pay_fm7tyu6n37gebfmtbpfu4ffhaa"
60    },
61    "payment": {
62      "href": "https://api.checkout.com/payments/pay_fm7tyu6n37gebfmtbpfu4ffhaa"
63    },
64    "payment_actions": {
65      "href": "https://api.checkout.com/payments/pay_fm7tyu6n37gebfmtbpfu4ffhaa/actions"
66    }
67  }
68}
We've made some changes to our API

card_verification_declined

Example: Card verification declined
