card_verification_declined
Last updated: November 16, 2022
1{2"id": "evt_3mrfe5j34klopo7rvv74croaa4",3"type": "card_verification_declined",4"version": "1.0.20",5"created_on": "2022-11-14T12:23:59.6689894Z",6"data": {7"id": "pay_fm7tyu6n37gebfmtbpfu4ffhaa",8"action_id": "act_sog6f5pkfshelnujfn377jrrx4",9"reference": "test payment",10"amount": 0,11"currency": "GBP",12"payment_type": "Regular",13"processed_on": "2022-11-14T12:23:57.8215779Z",14"response_code": "20012",15"response_summary": "Invalid Transaction",16"risk": {17"flagged": false18},19"3ds": {20"version": "2.1.0",21"challenged": true,22"challenge_indicator": "challenge_requested_mandate",23"exemption": "none",24"eci": "05",25"cavv": "ABEBASVDkQBBASDCgmMYdQAAAAA=",26"xid": "e6473b22-08ac-492d-a587-2aba9b80df6f",27"downgraded": false,28"enrolled": "Y",29"authentication_response": "Y",30"flow_type": "challenged"31},32"source": {33"id": "src_hjq7mni6h42ehgr76jbzskne3a",34"type": "card",35"billing_address": {},36"expiry_month": 1,37"expiry_year": 2029,38"scheme": "VISA",39"last_4": "1234",40"fingerprint": "71580b426f1d190d29087ff265d8f48df1ad34ede41c27cbff9d23c1a14d1776",41"bin": "123456",42"card_type": "DEBIT",43"card_category": "CONSUMER",44"issuer": "Test Bank",45"issuer_country": "GB",46"product_id": "I",47"product_type": "Visa Infinite"48},49"event_links": {50"payment": "https://api.checkout.com/payments/pay_fm7tyu6n37gebfmtbpfu4ffhaa",51"payment_actions": "https://api.checkout.com/payments/pay_fm7tyu6n37gebfmtbpfu4ffhaa/actions"52}53},54"_links": {55"self": {56"href": "https://api.checkout.com/workflows/events/evt_3mrfe5j34klopo7rvv74croaa4"57},58"subject": {59"href": "https://api.checkout.com/workflows/events/subject/pay_fm7tyu6n37gebfmtbpfu4ffhaa"60},61"payment": {62"href": "https://api.checkout.com/payments/pay_fm7tyu6n37gebfmtbpfu4ffhaa"63},64"payment_actions": {65"href": "https://api.checkout.com/payments/pay_fm7tyu6n37gebfmtbpfu4ffhaa/actions"66}67}68}