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CVV response codes

Last updated: April 29, 2022

The table below explains the card verification value (CVV) response codes that you might receive when you are carrying out a CVV check or verifying a card.

CVV codeDescription

X

No CVV2 information is available

U

The issuer has not certified or has not provided the encryption keys to the interchange

P

Card verification not performed, CVD was not on the card. Not all cards have a CVD value encoded

Y

Card verification performed, and CVD was valid

D

Card verification performed, and CVD was invalid

N

Authorizing entity has not attempted card verification or could not verify the CVD due to a security device error