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Last updated: April 29, 2022

Recommendation Codes provide additional information on how and when a merchant should retry a transaction.

This page describes the recommendation codes you might receive.

Recommendation codeRecommendation summaryExample of reasons for decline


Updated/additional information needed

  • Expired card

  • Updated information available

  • Authentication may improve likelihood of an approval


Try again later

  • Over credit limit

  • Insufficient funds


Do not try again

  • Account closed

  • Suspected fraud

  • Recurring agreement canceled