Settlement Breakdown Report

Last updated: February 12, 2025

The Settlement Breakdown Report shows all financial movements that relate to a specific settlement.

This report is provided as a CSV file. By default, the file name uses the format:

settlement-breakdown__{Your Entity-ID}_{Payout date: YYYYMMDD}_{PayoutID}_1.csv

The Settlement Breakdown Report is created when your settlement is generated, between 02:00 and 12:00 in the settlement time zone you configured for your entity account. A report is created for each settlement, in line with your specified settlement frequency.

For example, your settlement time zone is America/Los_Angeles Pacific Time (PT) and your business follows a daily settlement cycle.

You receive a USD settlement from Checkout.com on August 4 with the Payout ID 00000000CFJU.
The report with the Report ID 00000000CFJU on August 4 explains that settlement, including all financial movements held in USD from August 3 at 00:00:00 to 23:59:59 PT.
The report is available by 12:00 PT on August 4.

See instructions on how to download the report on demand or on a schedule:

Download a sample Settlement Breakdown Report (CSV file).

Information

If using Safari, hold down the Option key when selecting the link to download the file.

The report can include the following fields in this order:

Field name	Description
Client Entity ID string	The unique identifier for the entity the financial movement was processed for. Example – `ent_abcdef1ghijklmn23opq45r6st`
Client Entity Name string	The name of the entity the financial movement was processed for.
Processing Channel ID string	The unique identifier for the processing channel configuration, which determines how payments and fees are routed and processed. Example – `pc_abcdef1ghijklmn23opq45r6st`
Processing Channel Name string	The name of the processing channel configuration.
Type string	The type of financial movement processed. Example – `Partial Refund`
Payment ID string	The unique identifier for the payment the financial movement relates to. Example – `pay_abcdef1ghijklmn23opq45r6st`
Reference string optional	Your reference for the payment as provided in the payment request. If you provide multiple references relating to one payment, Checkout.com relates the reference to the latest financial movement. For example, if you provide different references on authorization and then on capture, Checkout.com relates the reference to the capture.
Processed On datetime	The date and time when the financial movement is recorded on your balances, in UTC. This is not the time when you requested the payment. Format – 23-character ISO 8601 code Example – `2025-01-31T10:20:30.456`
Available On datetime	The date and time when the financial movement entered your Available balance, in UTC. Format – ISO 8601 code Example – `2025-01-31T10:20:30.456`
Holding Currency string	The currency the financial movement was held and paid out in. Format – ISO 4217 code Example – `USD`
Payout ID string	The unique identifier for the payout the financial movement was included in. Example – `000ABC1DE23F`
Gross In Holding Currency decimal	The amount of the financial movement, before any deductions or adjustments, in the holding currency.
Deduction In Holding Currency decimal	The total amount of any fees, taxes, or reserves deducted from the financial movement, in the holding currency.
Net In Holding Currency decimal	The amount settled for the financial movement, in the holding currency.
Processing Fee In Holding Currency decimal	The total amount of Checkout.com processing fees charged for the financial movement, such as gateway or premium fees, in the holding currency.
Scheme Fee In Holding Currency decimal	The amount of the scheme fee charged for processing the financial movement, in the holding currency.
Interchange In Holding Currency decimal	The amount of the Interchange fee charged for processing the financial movement, in the holding currency.
Tax In Holding Currency decimal	The amount of tax on the fees charged for the financial movement, in the holding currency.
Reserve In Holding Currency decimal	The reserve amount deducted from the capture of the financial movement, in the holding currency.
Processing Currency string	The currency the financial movement was processed in. If the Gross in Holding Currency amount is `0`, this field is empty. Format – ISO 4217 code Example – `USD`
Gross In Processing Currency decimal	If the customer was charged in a different currency than your account’s default, this field reflects the amount the customer sees. If Gross in Holding Currency is `0`, this field is empty.
FX Rate Applied decimal	The foreign exchange rate applied to gross-processed financial movements. If the processing currency and holding currency are the same, this value is `1`.
Payment Method string	The payment method used for the financial movement.
Card Type string optional	The type of card used for the payment. Example – `Credit`, `Debit`
Card Category string optional	The category of card used for the payment. Example – `Consumer`, `Commercial`
Issuer Country string optional	The country where the card was issued. Format – ISO alpha-2 country code Example – `US`
Entity Country string optional	The country where your entity is registered. Format – ISO alpha-2 country code Example – `US`
Region string optional	The region where the payment was made. This can be one of: `Domestic` `International` `Intra` `IntraEEA` `IntraEuropean_SEPA`
MID string optional	The merchant identifier used to segment your payments traffic with card schemes.
Merchant Category Code string optional	Your four-digit merchant category code for this payment. Format – ISO 18245 code Example – `1731`
Acquirer Reference Number string optional	The unique 23-digit identifier for the payment as it moves through the payment flow between your bank and the cardholder’s bank.
Account Funding Transaction string optional	A flag for transactions that debit funds from an account to fund a non-merchant account. For example, to load a prepaid card or top up a wallet.
Entity Segment string optional	The name of the entity segment the payment relates to.
Issuing Bank string optional	The bank that issued the card used to make the payment.
BIN string optional	The identifier for the financial institution that issued the card.
Payment Type string optional	The type of card payment used for the card-not-present (CNP) payment.
Processed On UTC datetime optional	The date and time when the financial movement was processed and recorded in your balance, in UTC. Format – ISO 8601 code Example – `2025-01-31T10:20:30.456`
Available On UTC datetime optional	The date and time when the financial movement entered your Available balance, in UTC. Format – ISO 8601 code Example – `2025-01-31T10:20:30.456`
UDF 1 string optional	A user-defined field (UDF) you configured when setting up this report.An optional ID passed in the request.
UDF 2 string optional	A UDF you configured during setup.
UDF 3 string optional	A UDF you configured during setup.
UDF 4 string optional	A UDF you configured during setup.
UDF 5 string optional	A UDF you configured during setup.
Action ID string optional	The unique identifier for a specific financial movement that affects your balances. If multiple movements relate to one payment, the Action ID corresponds to the latest movement. For example, if the payment underwent authentication, authorization, and capture, the Action ID relates to the capture.

Settlement Breakdown Report

Report format

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Sample report

Information

Report fields