Fee Summary Report

Last updated: August 20, 2025

The Fee Summary Report lists all fees and taxes charged to your Checkout.com account within a specified time frame, including card scheme, interchange, and Checkout.com fees. This helps you understand and validate your cost-of-sale and cost drivers to identify savings opportunities.

You can generate this report at:

Client level – For all entities in your Checkout.com account
Entity level – For a specific entity

The report is provided as a CSV file. By default, the file name uses the following format:

Client level – {Start date}-{End Date}-Fee SummaryReport-{ClientName}.csv
Entity level – {Start date}-{End Date}-Fee SummaryReport-{EntityName}.csv

This report is only available in the Dashboard, not using the API or Secure File Transfer Protocol (SFTP).
The report data is refreshed approximately every 60 minutes.

See instructions on how to download it on demand or on schedule in the Dashboard.

Download a sample report (CSV file).

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If using Safari, hold down the Option key when selecting the download link.

The report includes the following fields in this order:

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Sub-accounts are referred to as currency accounts in the report.

Field name Description

Field name	Description
Reporting Start Date datetime	The start date of the reporting period, in UTC. Standard – ISO 8601 code Format – `YYYY-MM-DDTHH:MM:SS.SSS`
Reporting End Date datetime	The end date of the reporting period, in UTC. Standard – ISO 8601 code Format – `YYYY-MM-DDTHH:MM:SS.SSS`
Entity ID string	The unique identifier for the entity the fee was charged to, prefixed with `ent_`.
Entity Name string	The name of the entity the fee was charged to.
Processing Channel ID string	The processing channel's unique identifier, prefixed with `pc_`.
Processing Channel Name string	The processing channel's name.
Currency Account ID string	The unique identifier for the sub-account where the balance changed, prefixed with `ca_`.
Currency Account Name string	The name of the sub-account that the payment action amount was charged to.
Action Type string	The type of financial action that the fee was charged for. Example – `Capture`
Payment Method string	The payment method used for the financial action.
Card Type string	The type of card used for the transaction. This can be one of: `Credit` `Debit`
Card Category string	The card category used for the transaction. This can be one of: `Commercial` `Consumer`
Card Product Type string	The type of card product used for the transaction. This influences the interchange fee charged, because card products have different fee structures based on features and issuer agreements. Examples – `Platinum Credit Card`, `Gold Debit Card`
Issuer Country string	The country where the card was issued. Standard – ISO alpha-2 country code. Example – `US`
Entity Country string	The country where the entity is located. Standard – ISO alpha-2 country code. Example – `US`
Region string	The region where the transaction took place. This can be one of: `Domestic` `International` `Intra` `IntraEEA` `IntraEuropean_SEPA`
Processing Currency string	The currency in which the financial action was processed. Standard – ISO 4217 code Example – `USD` Variable fees use the transaction's processing currency. For example, a 0.1% premium variable fee charged for a EUR transaction and a USD transaction has two entries: one line for EUR processing and one for USD processing.
Breakdown Type string	A description of the type of fee. Example – `Gateway fixed fee`
Fee Detail string optional	The specific type of card scheme or interchange fee charged. Example – `VISA ACQUIRER CLEARING FEE` Predictive Interchange Beta With the Predictive Interchange feature, this field enables you to confirm your reduced Level 2 or Level 3 interchange fees. This field then has a specific suffix per card scheme: Mastercard: `Data II` – For example, `MC US DOMESTIC COMMERCIAL` `Data III` – For example, `CREDIT - WORLD ELITE - DATA II` Visa: `Level 2` – For example, `VISA US DOMESTIC COMMERCIAL` `Level 3` – For example, `CREDIT - PURCHASING - LEVEL 3`
Fixed Fee decimal optional	A pre-determined fee charged per transaction, regardless of the transaction's size or amount. Example – A gateway fixed fee of 0.10 `USD`
Fee Currency string optional	The original currency in which the card scheme fee or interchange fee was charged. Standard – ISO 4217 code Example – `USD` This may be different from the processing currency.
Variable Fee Rate float optional	The percentage rate charged on the transaction amount, as a decimal. Example – A 0.1% premium variable fee is expressed as `0.001`.
Minimum Variable Fee decimal optional	The smallest amount charged as a variable fee, regardless of the calculated percentage.
Maximum Variable Fee decimal optional	The largest amount charged as a variable fee, which caps the calculated percentage.
Count string	The number of times the fee was charged. This is not the transaction count. Multiple different types of card scheme fees may be charged for the same transaction.
Fee Amount in Processing Currency decimal	The total amount of the fee charged (including fixed and variable components) for all transactions in the reporting period.
Holding Currency string	The currency a balance is held in and paid out in. Standard – ISO 4217 code Example – `USD` Fees are deducted from settlements in this currency.
Fee Amount in Holding Currency decimal	The total fee amount converted from the processing currency to the entity's holding currency, if applicable. If the holding currency matches the processing currency, the fee amount is the same in both currencies. The FX rate used for conversions is not included in this report, because it can vary for each fee charged. For a comprehensive breakdown of currency conversions, FX rates, and how they are applied, see the Financial Actions by Date Range Report.
Tax Rate float	The rate of tax applied to the fees, expressed as a decimal value. Example – 20% is expressed as `0.2`.
Tax Amount in Holding Currency decimal	The total amount of tax charged on the fees, calculated and expressed in the holding currency.
Total Amount in Holding Currency decimal	The sum of the fee amount and tax amount, expressed in the holding currency. This is the total amount charged to the entity for the reporting period.
Tax Reimbursement Surcharge float optional	The tax surcharge on scheme fees, expressed as a decimal value. Example – A 20% surcharge is expressed as `0.2`.

Reporting Start Date

datetime

The start date of the reporting period, in UTC.
Standard – ISO 8601 code
Format – YYYY-MM-DDTHH:MM:SS.SSS

Reporting End Date

datetime

The end date of the reporting period, in UTC.
Standard – ISO 8601 code
Format – YYYY-MM-DDTHH:MM:SS.SSS

Entity ID

string

The unique identifier for the entity the fee was charged to, prefixed with ent_.

Entity Name

string

The name of the entity the fee was charged to.

Processing Channel ID

string

The processing channel's unique identifier, prefixed with pc_.

Processing Channel Name

string

The processing channel's name.

Currency Account ID

string

The unique identifier for the sub-account where the balance changed, prefixed with ca_.

Currency Account Name

string

The name of the sub-account that the payment action amount was charged to.

Action Type

string

The type of financial action that the fee was charged for.
Example – Capture

Payment Method

string

The payment method used for the financial action.

Card Type

string

The type of card used for the transaction. This can be one of:

Credit
Debit

Card Category

string

The card category used for the transaction. This can be one of:

Commercial
Consumer

Card Product Type

string

The type of card product used for the transaction. This influences the interchange fee charged, because card products have different fee structures based on features and issuer agreements.
Examples – Platinum Credit Card, Gold Debit Card

Issuer Country

string

The country where the card was issued.
Standard – ISO alpha-2 country code.
Example – US

Entity Country

string

The country where the entity is located.
Standard – ISO alpha-2 country code.
Example – US

Region

string

The region where the transaction took place. This can be one of:

Domestic
International
Intra
IntraEEA
IntraEuropean_SEPA

Processing Currency

string

The currency in which the financial action was processed.
Standard – ISO 4217 code
Example – USD

Variable fees use the transaction's processing currency. For example, a 0.1% premium variable fee charged for a EUR transaction and a USD transaction has two entries: one line for EUR processing and one for USD processing.

Breakdown Type

string

A description of the type of fee.
Example – Gateway fixed fee

Fee Detail

string

optional

The specific type of card scheme or interchange fee charged.
Example – VISA ACQUIRER CLEARING FEE

Predictive Interchange

Beta

With the Predictive Interchange feature, this field enables you to confirm your reduced Level 2 or Level 3 interchange fees. This field then has a specific suffix per card scheme:

Mastercard:

Data II – For example, MC US DOMESTIC COMMERCIAL
Data III – For example, CREDIT - WORLD ELITE - DATA II

Visa:

Level 2 – For example, VISA US DOMESTIC COMMERCIAL
Level 3 – For example, CREDIT - PURCHASING - LEVEL 3

Fixed Fee

decimal

optional

A pre-determined fee charged per transaction, regardless of the transaction's size or amount.
Example – A gateway fixed fee of 0.10 USD

Fee Currency

string

optional

The original currency in which the card scheme fee or interchange fee was charged.
Standard – ISO 4217 code
Example – USD

This may be different from the processing currency.

Variable Fee Rate

float

optional

The percentage rate charged on the transaction amount, as a decimal.
Example – A 0.1% premium variable fee is expressed as 0.001.

Minimum Variable Fee

decimal

optional

The smallest amount charged as a variable fee, regardless of the calculated percentage.

Maximum Variable Fee

decimal

optional

The largest amount charged as a variable fee, which caps the calculated percentage.

Count

string

The number of times the fee was charged.

This is not the transaction count. Multiple different types of card scheme fees may be charged for the same transaction.

Fee Amount in Processing Currency

decimal

The total amount of the fee charged (including fixed and variable components) for all transactions in the reporting period.

Holding Currency

string

The currency a balance is held in and paid out in.
Standard – ISO 4217 code
Example – USD

Fees are deducted from settlements in this currency.

Fee Amount in Holding Currency

decimal

The total fee amount converted from the processing currency to the entity's holding currency, if applicable.

If the holding currency matches the processing currency, the fee amount is the same in both currencies.

The FX rate used for conversions is not included in this report, because it can vary for each fee charged. For a comprehensive breakdown of currency conversions, FX rates, and how they are applied, see the Financial Actions by Date Range Report.

Tax Rate

float

The rate of tax applied to the fees, expressed as a decimal value.
Example – 20% is expressed as 0.2.

Tax Amount in Holding Currency

decimal

The total amount of tax charged on the fees, calculated and expressed in the holding currency.

Total Amount in Holding Currency

decimal

The sum of the fee amount and tax amount, expressed in the holding currency. This is the total amount charged to the entity for the reporting period.

Tax Reimbursement Surcharge

float

optional

The tax surcharge on scheme fees, expressed as a decimal value.
Example – A 20% surcharge is expressed as 0.2.

Fee Summary Report

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Sample report

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