Balance Report
Last updated: January 22, 2025
The Balance Report provides an overview of funds movements in and out of your sub-accounts, and the opening and closing Available balances in a specified timeframe. This enables you to identify any actions you need to take on your sub-accounts. For example, transfer funds between sub-accounts or top up balances.
The report also breaks down all payment-related fees and account-level fees charged to your sub-accounts. This represents the net revenue paid out to you in the reporting period for each entity.
This report is available per entity and structured by sub-account. For each sub-account, the report features the following types of rows:
Balances & Payouts – The sub-account's opening and closing balance, and financial activity not related to payments, such as account-level fees, adjustments, transfers, and payouts.
Breakdown – A breakdown by payment method, including the total payment amount, total payment-related fees, and tax. The number of rows depends on the number of payment methods processed in the sub-account in the reporting period.
This report is created between 03:00:00 and 12:00:00 in the settlement time zone you've configured for the entity. You can generate it on a daily, weekly, or monthly basis.
The daily Balance Report covers any funds movements across your sub-accounts from the start of the day at 00:00:00 to end of the day at 23:59:59, based on the specified time zone.
For example, if your settlement time zone is America/Los_Angeles Pacific Time (PT), and there were funds movements on August 3, 2024, the daily Balance Report includes all transactions from August 3, 2024, at 00:00:00 to 23:59:59 PT. This report is generated at 12:00:00 PT on August 4, 2024.
See instructions on how to download the report on demand or on a schedule:
The report is provided as a CSV file. By default, the file name uses the following format:
statement_{Entity Id}_{Start Date:YYYYMMDD}_{End Date:YYYYMMDD}.csv
See instructions on how to download the report on demand or on a schedule:
Download a sample Balance Report (CSV file).
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If you're using Safari, hold the Option key when you download.
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To enable one or more optional fields for your reports, contact your Account Manager.
These fields are added to the report in the same order as they appear in the table.Sub-accounts are referred to as "currency accounts" in the report fields.
All decimal amounts are expressed in the major currency unit, with fixed-point notation with up to eight decimal places. For example, 500 USD is represented as
500.00.
The report includes the following fields in this order:
| Field name | Description |
|---|---|
Report ID string | The 13-digit unique identifier for the report. |
Entity ID string | The unique identifier for the entity the financial movement was processed for. |
Entity Name string | The name of the entity. |
Currency Account ID string | The unique identifier for the sub-account where there was a funds movement. |
Currency Account Name string | The name of the sub-account. |
Holding Currency string | The currency of the sub-account. |
Report Date datetime | The time and date when the report was generated, in UTC. |
Reporting Start Date datetime | The start date of the reporting period, in UTC. |
Reporting End Date datetime | The end date of the reporting period, in UTC. |
Description string | Identifies if the row relates to the Balances & Payouts or the Breakdown section of the report. |
Opening Available Balance decimal | The funds available to you for settlement at the start of the reporting period. |
Opening Pending Balance decimal | The funds not yet available to you at the start of the reporting period. |
Opening Payable Balance decimal | The funds set aside for a settlement at the start of the reporting period. |
Opening Collateral Balance decimal | The Collateral balance held at the start of the reporting period. |
Opening Operational Funding Balance decimal | The funds held for processing payouts and issuing payments, in case the Available balance is insufficient, at the start of the reporting period. |
Payment Method string | The payment method used for the associated transactions. |
Payments decimal | The total gross amount of your payments processed. |
Refunds decimal | The total gross amount of full and partial refunds processed. |
Chargebacks decimal | The total gross amount of full and partial chargebacks processed. |
Pay To Cards decimal | The total amount paid out to cards. |
Card Payment Interchange Fees decimal | The total Interchange fees charged by issuers for card payments. |
Card Payment Scheme Fees decimal | The total fees charged by card schemes for card payments. |
Acquiring Premiums decimal | The total Checkout.com Premium fees charged for each successful card payment capture. |
Card Payment Gateway Fees decimal | The total gateway fees charged by Checkout.com for card payments when payment actions occurred, including authorizations, verifications, and voids. |
Card Payment Blended Fees decimal | The total agreed card-payment blended fees charged by card schemes for captured payments, if applicable. |
Refunded Interchange Fees decimal | The total Interchange fees charged by issuers that were refunded to you. |
Refund Scheme Fees decimal | The total fees charged by card schemes for refunds. |
Refund Gateway Fees decimal | The total gateway fees charged by Checkout.com for refund actions. |
Chargeback Fees decimal | The total fees charged by Checkout.com for processing chargebacks as part of the disputes process. |
Retrieval Fees decimal | The total fees charged by Checkout.com for retrieval actions as part of the disputes process. |
Representment Fee decimal | The total fees charged by Checkout.com for representment actions as part of the disputes process. |
Pay To Card Interchange Fees decimal | The total Interchange fees charged by issuers for processing pay-to-card payouts. |
Pay To Card Scheme Fees decimal | The total fees charged by card schemes for processing pay-to-card payouts. |
Pay To Card Fees decimal | The total fees charged by Checkout.com for pay-to-card payouts. |
Alternative Payment Method Fees decimal | The total fees charged by Checkout.com for accepting alternative payment methods. |
Adjustments decimal | The total amount of adjustments charged by Checkout.com to the sub-account. |
Tax decimal | The total local value-added tax charged on your fees, if applicable. |
Account Updater Fees decimal | The total fees charged by Checkout.com for the Account Updater service. |
Merchant Payout Fees decimal | The total fees charged by Checkout.com for payouts to your bank account. |
Pay to Bank Fees decimal | The total fees charged by Checkout.com for processing Bank Payouts, including returned Bank Payout fees. |
Pay to Bank payouts decimal | The total amount paid out to banks. |
Transfers In decimal | The total amount of transfers into the sub-account. |
Transfers Out decimal | The total amount of transfers out of the sub-account. |
Merchant Payouts decimal | The total amount paid to you as part of your scheduled settlements. |
Closing Available Balance decimal | The funds cleared to the sub-account that are available to you at the end of the reporting period. |
Closing Pending Balance decimal | The funds yet to be cleared to the sub-account at the end of the reporting period. |
Closing Payable Balance decimal | The funds set aside for a settlement or transfer at the end of the reporting period. |
Closing Collateral Balance decimal | The Collateral balance held at the end of the reporting period, such as security deposits. |
Closing Operational Funding Balance decimal | The funds held for processing payouts and issuing payments, in case the Available balance is insufficient, at the end of the reporting period. |
Integrated platforms fees decimal optional | The fees charged by Checkout.com for onboarding and managing the sub-entity. |
Reserve Deducted decimal optional | The total reserves deducted from your processing and held by Checkout.com for the agreed reserve period. |
Reserve Released decimal optional | The total reserves Checkout.com released to you after the agreed reserve period passed. |
Billing Fees decimal optional | The total fees charged by Checkout.com for billing agreements. |
Authentication Fees decimal | The total fees charged by Checkout.com for processing authentications. |
Authentication Scheme Fees decimal | The total fees charged by card schemes for processing authentications. |
Risk Engine Fees decimal optional | The total fees charged by Checkout.com for transactions screened by Fraud Detection Pro. |
Intelligent Acceptance Fees decimal optional | The total fees charged by Checkout.com for transactions optimized by Intelligent Acceptance. |
Network Token Fees decimal optional | The total fees charged by Checkout.com for the Network Tokens service. |
Timezone string optional | The report time zone for all timestamps and which your opening and closing balances are calculated against. |
Vault Fees decimal optional | The total fees Checkout.com charged for storing credentials. |
Acceleration Fees decimal optional | The total fees Checkout.com charged for accelerated payments. |