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3D Secure test cards

Last updated: 9th August 2022

Use the test cards on this page to simulate different 3D Secure (3DS) authentication flows and results. You can use any valid CVV and any future expiry date (mm/yy).

When testing 3DS authentication, you will receive a redirect URL to our 3DS simulator page. The password for the simulator is Checkout1!.

All cards listed on this page can also be used as valid network tokens.

ds simulation

3DS2 frictionless flow

ResultCard numberSchemeCard type

Authentication successful

4485040371536584

Visa

Credit

5588686116426417

Mastercard

Credit

Not authenticated

4539628347117863

Visa

Debit

5309961755464047

Mastercard

Credit

Authentication could not be performed

4024007186645015

Visa

Credit

5234106378657904

Mastercard

Credit

Attempted authentication

4556574722325580

Visa

Credit

5558468902774508

Mastercard

Debit

Authentication rejected

4275765574319271

Visa

Credit

5596061690670931

Mastercard

Debit

Card not enrolled

4484070000035519

Visa

Credit

5352151570003404

Mastercard

Debit

Issuer not enrolled

4820285375797526

Visa

Credit

5424583292508738

Mastercard

Credit

Error message during scheme communication

4452927588210665

Visa

Credit

5291144083573579

Mastercard

Credit

No associated 3DS method URL

4556085951507152

Visa

Credit

5121073611487018

Mastercard

Credit

340282533032846

Amex

Credit

36747880216043

DCI

Credit

3528982710432481

JCB

Credit


3DS2 challenge flow

ResultCard numberSchemeCard type

Authentication successful

4242424242424242

Visa

Credit

5385308360135181

Mastercard

Credit

Authentication attempted

4152868552773614

Visa

Credit

5518832400606463

Mastercard

Debit

Authentication rejected

4870527017700692

Visa

Prepaid

5484482393204262

Mastercard

Debit

Not authenticated

4243754271700719

Visa

Credit

5258901507741160

Mastercard

Credit

Authentication could not be performed

4447336775378848

Visa

Debit

5569757734785691

Mastercard

Credit

Error message during scheme communication

4539929207120660

Visa

Credit

5572408422189334

Mastercard

Prepaid

No associated 3DS method URL

4485597929486000

Visa

Credit

5259410220714099

Mastercard

Credit

372310461284948

Amex

Credit

36138956596288

DCI

Credit

3528682570029332

JCB

Credit


3DS1 flow

ResultCard numberSchemeCard type

Authentication successful

Any

_

_

Not authenticated

4929640381570541

Visa

Credit

5507979147594255

Mastercard

Debit

Authentication attempted

4024007177756441

Visa

Credit

5407929162375891

Mastercard

Credit

Authentication unavailable

4916734820332269

Visa

Debit

5227027824683493

Mastercard

N/A

Card not eligible

4539628347117863

Visa

Debit

5324440216201760

Mastercard

Credit


3DS2 to 3DS1 fallback

To simulate a fallback from 3DS2 to 3DS1, set the amount to 123321 in your create session request.

ResultCard numberSchemeCard type

Authentication successful

Any

_

_

Not authenticated

4929640381570541

Visa

Credit

5507979147594255

Mastercard

Debit

Authentication attempted

4024007177756441

Visa

Credit

5407929162375891

Mastercard

Credit

Authentication unavailable

4916734820332269

Visa

Debit

5227027824683493

Mastercard

N/A

Card not eligible

4539628347117863

Visa

Debit

5324440216201760

Mastercard

Credit