ANI check testing
Last updated: June 25, 2025
You can simulate various outcomes for Account Name Inquiry (ANI) checks.
To test ANI check results:
Send a card verification request.
Set the
amountfield to0.Set the
account_holder.account_name_inquiryfield totrue.Depending on which outcome you want to simulate, set the following fields to the corresponding values from the table:
account_holder.first_nameaccount_holder.middle_nameaccount_holder.last_name
| ANI code | Description | First name | Middle name | Last name | 
|---|---|---|---|---|
  | Full name match  | John  | Doe  | |
John  | Joe  | Doe  | ||
  | Partial match on the full name  | John  | John  | |
Adam  | O  | Doe  | ||
  | No match on the full name  | James  | Taylor  | |
  | ANI check wasn't performed by the scheme  | Carol  | Anne  | |
  | ANI check not Supported by issuer  | Lisa  | Rose  |