Bizum for Payment Setup API

Last updated: May 13, 2026

To accept Bizum payments, you must:

Create a payment setup.
Confirm the payment.
Redirect the customer to Bizum.

Call the Create a payment setup endpoint.

Information

Your base URL's {prefix} value is unique to your account and environment. To learn how to retrieve your base URLs for the sandbox and production environments, see API endpoints.

post

https://{prefix}.api.checkout.com/payments/setups


1{
2  "amount": 100,
3  "currency": "EUR",
4  "customer": {
5    "phone": {
6      "country_code": "34",
7      "number": "700000000"
8    }
9  },
10  "settings": {
11    "success_url": "https://example.com/payments/success",
12    "failure_url": "https://example.com/payments/failure"
13  },
14  "processing_channel_id": "pc_3wuuqzzjbrzexbu4osjacmk7q4"
15}

In the request body, provide the following:

Field	Description
`amount` number	The payment amount, in the minor currency unit. Minimum: 1 Required
`currency` string	Three-letter ISO 4217 currency code. Supported value: `EUR` Required
`customer.phone.country_code` string	The customer's phone country code. Min length: 1 Max length: 7 Required
`customer.phone.number` string	The customer's phone number. Max length: 25 Required
`processing_channel_id` string	The processing channel's unique identifier. Required
`settings.failure_url` string	The URL to redirect the customer to if the payment fails. Format: URI Max length: 1024 Required
`settings.success_url` string	The URL to redirect the customer to if the payment succeeds. Format: URI Max length: 1024 Required
`description` string	A description of the payment. Max length: 100
`reference` string	A reference you can use to identify the payment. Max length: 80


1{
2  "id": "set_rcmepwrchqab2wsergcafvijfy",
3  "processing_channel_id": "pc_wzjki6hw5puepb5fnvqlizj2e4",
4  "amount": 100,
5  "currency": "EUR",
6  "payment_type": "Regular",
7  "reference": "ORDER_01234",
8  "description": "Bizum payment",
9  "payment_methods": {
10    "bizum": {
11      "status": "ready",
12      "flags": []
13    }
14  },
15  "available_payment_methods": [
16    "bizum"
17  ],
18  "settings": {
19    "success_url": "https://example.com/payments/success",
20    "failure_url": "https://example.com/payments/failure"
21  }
22}

The response returns a payment_methods object, which contains the payment methods enabled on your account.

When all required fields are present, the payment_methods.bizum object shows a ready status.

Confirm the payment by calling the Confirm a payment setup endpoint and provide:

The payment setup id as the {id} path parameter.
bizum as the {payment_method_name} path parameter.

post

https://{prefix}.api.checkout.com/payments/setups/{id}/confirm/bizum

If you receive a 202 Accepted response with a payment id value and the status field set to Pending, your request was successful.


1{
2  "id": "pay_7ehiotldrlvujfpiyeo42i2roe",
3  "status": "Pending",
4  "reference": "ORDER_01234",
5  "customer": {
6    "id": "cus_urx7wggzcpzufjjynbn7t6l5mq",
7    "phone": {
8      "country_code": "34",
9      "number": "700000000"
10    }
11  },
12  "_links": {
13    "self": {
14      "href": "https://{prefix}.api.checkout.com/payments/pay_7ehiotldrlvujfpiyeo42i2roe"
15    }
16  }
17}

The customer confirms the payment using their online banking app. After confirmation, the customer is redirected back to your settings.success_url or settings.failure_url.

In production, Bizum payments expire after four minutes if the customer does not confirm the payment in their online banking app.

Bizum for Payment Setup API

Create a payment setup

Information

Request example

Response example

Confirm the payment

Request example

Response example

Redirect the customer