Quarterly Mastercard Report
Last updated: September 24, 2025
The Quarterly Mastercard Report (QMR) contains operational metrics that you must send to Mastercard every quarter. It covers:
- The quarter date range, your Interbank Card Association (ICA) number, and the report currency
- The counts and volumes for cleared purchases and refunds/returns/credits (as a group), and their location in relation to the merchant
- How many accounts and cards you have, how many you created, suspended, and revoked during the quarter, and how many made at least one transaction
- The number of virtual prepaid cards you have, and their transaction count and volume
Information
This report is for processing-only clients.
The report data is refreshed twice daily at around 11:50 PM and 10:50 AM UTC.
See instructions on how to download the report on demand or on a schedule in the Dashboard.
Information
When you select a date range for this report, it aggregates the data per row to a single date for the specified quarter.
The report is provided as a CSV file. The file name uses the following formats by default:
- API and SFTP –
issuing_quarterly_mastercard_{EntityID}_{Start Date: YYYYMMDD}_{End Date:YYYYMMDD}_1.csv - Dashboard scheduled reports –
{Start date:YYYYMMDD}-{End date:YYYYMMDD}-Card Issuing: Quarterly Mastercard Report (QMR)-{Entity name}.csv
For SFTP, the report is uploaded in the following folder structure:
{Entity_name} > reports-{Entity_name} > issuing_mastercard_qmr
Download a sample report (CSV file).
Information
If using Safari, hold down the Option key when selecting the link to download the file.
Information
Within RegionandOutside Regioncolumns apply to Europe only – that is, SEPA or non-SEPA.- The values for all
Accountscolumns match theCardscolumns because cards have one account for Issuing.
The report includes all the following fields in this order:
| Field name | Description |
|---|---|
Report ID string | The report's unique identifier. |
Quarter string | The number and year of the current quarter. |
Transfer Agent ID string | Your Interbank Card Association (ICA) number from Mastercard to enable settlement. |
Entity ID string | The entity's unique identifier, prefixed with |
Client ID string | Your unique identifier as a Checkout.com client, prefixed with |
Report Name string | The name of this report and the environment you downloaded it from. |
Currency string | The currency in which you provide this report. |
Purchase Domestic Interchange Count integer | The number of cleared purchases where the merchant is in the same country as you. |
Purchase International Count integer | The number of cleared purchases where the merchant is in a different country to you. |
Purchase International Within Region Count integer | The number of cleared purchases where the merchant is in a different country but same region as you. |
Purchase International Outside Region Count integer | The number of cleared purchases where the merchant is in a different country and region from you. |
Purchase Domestic Interchange Volume integer | The total monetary value of cleared purchases where the merchant is in the same country as you. |
Purchase International Volume integer | The total monetary value of cleared purchases where the merchant is in a different country from you. |
Purchase International Within Region Volume integer | The total monetary value of cleared purchases where the merchant is in a different country but same region as you. |
Purchase International Outside Region Volume integer | The total monetary value of cleared purchases where the merchant is in a different country and region from you. |
Refund Domestic Interchange Count integer | The total number of cleared refunds/returns/credits where the merchant is in the same country as you. |
Refund International Count integer | The total number of cleared refunds/returns/credits where the merchant is in a different country from you. |
Refund International Within Region Count integer | The total number of cleared refunds/returns/credits where the merchant is in a different country but same region as you. |
Refund International Outside Region Count integer | The total number of cleared refunds/returns/credits where the merchant is in a different country and region from you. |
Refund Domestic Interchange Volume integer | The total monetary value of cleared refunds/returns/credits where the merchant is in the same country as you. |
Refund International Volume integer | The total monetary value of cleared refunds/returns/credits where the merchant is in a different country from you. |
Refund International Within Region Volume integer | The total monetary value of cleared refunds/returns/credits where the merchant is in a different country but same region as you. |
Refund International Outside Region Volume integer | The total monetary value of cleared refunds/returns/credits where the merchant is in a different country and region from you. |
Accounts at Beginning of Quarter integer | The total number of active and suspended accounts you had on the last day of the previous quarter. |
Suspended Accounts at Beginning of Quarter integer | The number of suspended accounts you had on the last day of the previous quarter. |
Accounts Created During Quarter integer | The number of accounts you created during the current quarter. |
Accounts Terminated During Quarter integer | The number of accounts you revoked during the current quarter. |
Accounts at End of Quarter integer | The total number of active and suspended accounts you have on the last day of the current quarter. |
Accounts with at Least One Transaction integer | The total number of accounts that made at least one purchase or cash transaction during the current quarter. |
Suspended Accounts at End of Quarter integer | The number of suspended accounts you have on the last day of the current quarter. |
Cards at Beginning of Quarter integer | The total number of active and suspended cards you had on the last day of the previous quarter. |
Suspended Cards at Beginning of Quarter integer | The number of suspended cards you had on the last day of the previous quarter. |
Cards Created During Quarter integer | The number of cards you created during the current quarter. |
Cards at End of Quarter integer | The total number of active and suspended cards you have on the last day of the current quarter. |
Suspended Cards at End of Quarter integer | The number of suspended cards you have on the last day of the current quarter. |
Cards with at Least One Transaction integer | The total number of cards that made at least one purchase or cash transaction during the current quarter. |
Virtual Prepaid Cards Count integer | The number of virtual, non-reloadable prepaid cards without contactless functionality that you have. |
Virtual Prepaid Cards Transaction Count integer | The number of cleared transactions made with your virtual, non-reloadable prepaid cards without contactless functionality. |
Virtual Prepaid Cards Transaction Volume integer | The total monetary value of cleared transactions made with your virtual, non-reloadable prepaid cards without contactless functionality. |