Reported Fraudulent Transactions Report
Last updated: September 10, 2025
The Reported Fraudulent Transactions Report provides an overview of all unique fraudulent transactions that have been reported by cardholders.
The report is generated using reported fraud data provided by issuers in the following sources:
- Visa TC40 reports
- Mastercard SAFE reports
Issuers may report transactions as fraud without raising a chargeback. For example, if the fraud amount was low value, or the transaction was authenticated with 3D Secure.
The report is available as:
- An hourly report, which includes fraud reported against transactions in the last 183 days
- A daily report available at 9:00 PM UTC, which brings through all new fraud records received in the last day
See instructions on how to download the report on demand or on a schedule:
The report is provided as a CSV file. By default, the file name uses the following format:
- API and SFTP –
reported_fraudulent_transactions_{EntityID}_{Start Date: YYYYMMDD}_{End Date:YYYYMMDD}_1.csv
- Dashboard scheduled reports –
{Start Date:YYYY-MM-DD}-{End Date:YYYY-MM-DD}-Reported Fraudulent TransactionsReport-{Client Name}.csv
For SFTP, the report is uploaded in the following folder structure: {Entity_name} > reports-{Entity_name} > reported_fraudulent_transactions
Download a sample report (CSV file).
Information
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The report includes the following fields in this order:
Field name | Description |
---|---|
Entity ID string | The entity's unique identifier, prefixed with |
Action ID string | The financial action's unique identifier, prefixed with |
Charge ID string | The charge transaction's unique identifier. |
Payment ID string | The payment's unique identifier, prefixed with |
Acquirer Reference Number string | The unique 23-digit identifier for the payment provided by the acquirer as it moves through the payment flow between the merchant's bank and the customer’s bank. |
Source Type string | The payment's source.type. |
Fraud Issue Date date-time | The date and time when the fraud was reported, in UTC. |
Transaction Date Timestamp date-time | The date and time when the transaction took place, in UTC. |
Issuer Country ISO 2 Code string | The issuer's country. |
Issuing Bank string | The issuer's name. |
Is 3DS boolean | Indicates whether the transaction was authenticated with 3D Secure. |
3DS Version string | The 3DS protocol version used for authentication. |
CVV Check string | The result of the card verification value (CVV) check. |
AVS Check string | The result of the Address Verification Service (AVS) check. |
ECI string | The Electronic Commerce Indicator (ECI) value. |
Fraud Type string | The fraud code returned by the card scheme. |
Fraud Reason string | The reason the transaction was reported as fraud. |
Fraud Amount number | The transaction amount identified as fraudulent. If the issuer generates a TC40 data claim for a transaction that is reported fraudulent over one year after the original transaction date, Visa's Fraud Reporting System (FRS) can no longer include the amount. This value then displays as |
Fraud Amount USD number | The transaction amount reported as fraudulent, converted to US dollars. If the issuer generates a TC40 data claim for a transaction that is reported fraudulent over one year after the original transaction date, Visa's Fraud Reporting System (FRS) can no longer include the amount. This value then displays as |
Currency Symbol string | The payment's currency. |
Currency Name string | The payment's currency. |
Payment Amount number | The full payment amount. |
Payment Currency Symbol string | The payment's currency. |
Payment Amount USD number | The full payment amount, converted to US dollars. |
Billing Descriptor Name string | The merchant's name as displayed on the billing descriptor. |
Acquirer Country ISO 2 Code string | The acquirer's country. |
Payment Type string | The type of payment. |
Customer IP string | The customer's IP address. |
IP Country ISO 2 Code string | The country of the IP address. |
Merchant Category Code string | The merchant's merchant category code (MCC) for this payment. Merchants can have multiple MCCs. |
Merchant Category Code Description string | The MCC's description. |
Client Name string | Your name as a Checkout.com client. |
Entity Name string | The entity's name. |
Sub Entity ID number | The sub-entity's unique identifier, prefixed with |
Sub Entity Name string | The sub-entity's name. |
Processing Channel ID number | The processing channel's unique identifier, prefixed with |
Processing Channel Name string | The processing channel's name. |
Payment Method Name string | The name of the payment method used for the transaction. This can be one of:
|
Card Expiry Month number | The card's expiry month. |
Card Expiry Year number | The card's expiry year. |
Card Holder Name string | The cardholder's name. |
Customer Email string | The customer's email address. |
Customer Name string | The customer's name. |
BIN string | The card's bank identification number (BIN). |
Billing Address Country ISO 2 Code string | The country of the billing address. |
Card Scheme Type string | The type of card, as provided by the card scheme. This can be one of:
|
Card Number string | The card's masked primary account number (PAN). |
Transaction Type string | The type of payment. |
Card Network Token Type string | The type of the card network token. This can be one of:
|
Track ID string | The payment's unique tracking identifier. |