Fraud Detection Report

Last updated: March 19, 2025

The Fraud Detection Report offers information related to your risk strategy performance at Checkout.com. It contains a transaction-by-transaction summary of data points, rules triggered, outcomes at each stage, and whether there were fraudulent transactions.

This report helps you analyze the performance of your risk rules and find patterns for new rules.

Fraud Detection Report is provided as a CSV file. The file name uses the format:

statement_{Entity Id}_{Start Date:YYYYMMDD}_{End Date:YYYYMMDD}.csv

The report is available on demand and refreshes at 1:00 AM UTC every day.

See instructions on how to download the report on demand or on a schedule:

For targeted insight and efficient processing, you can pre-filter your scheduled report by one of the following fields and send them to specific recipients via SFTP. For example, pre-filter by issuing country and send each country's data to the relevant owner.

BIN
Card Type
Issuing Bank
Card BIN Country
Payment Type
Scheme

Download a sample Fraud Detection report (CSV file).

Information

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Field name Description

Field name	Description
Entity ID string	The unique identifier for the entity.
Preauth Timestamp datetime	The time when the pre-authorization was attempted.
Payment ID string	The unique identifier for the payment transaction.
Preauth Processing Decision string	The decision made during pre-authorization.
3DS Outcome string	The outcome of the 3D Secure authentication.
Authorisation Outcome string	The outcome of the authorization attempt.
Postauth Processing Decision string	The decision made after authorization.
Current Status string	The current transaction status.
Preauth Response string	The rules triggered during pre-authorization check.
3DS Response Code Summary string	The summary of the 3D Secure response code.
Authorisation Response Code string	The code received in response to the authorization attempt.
Authorisation Response Code Summary string	The summary of the authorization response code.
Postauth Response string	The rules triggered during the post-authorization check.
Checkout Fraud Score number	The fraud score assigned at the transaction's checkout.
Fraud Issue Date datetime	The date when the fraud issue was reported.
Fraud Reason string	The reason for the fraud designation.
Fraud Type string	The type of fraud reported.
Scheme string	The payment scheme. This can be one of: `AMEX` / `AMERICAN EXPRESS` `CABAL` `CARTES BANCAIRES` / `CARTES_BANCAIRES` `DANKORT` `DINERS CLUB` / `DINERS` `DISCOVER` `EBT` `EFTPOS` `ELO` `INTERNATIONAL` `JCB` `MAESTRO` `MASTERCARD` `RUPAY` `TROY` `UNKNOWN` `UPI` `VERVE` `VISA`
Card Type string	The type of card. This can be one of: `Charge` / `CHARGE` `Credit` / `CREDIT` `Debit` / `DEBIT` `Deferred Debit` / `DEFERRED DEBIT` `Prepaid` / `PREPAID`
Card BIN Country string	The country of the Bank Identification Number. Format – ISO alpha-2 country code
BIN string	The Bank Identification Number of the card. Format – 6 – 8 digit number
Card Fingerprint string	The unique fingerprint of the card.
Issuing Bank string	The name of the issuing bank.
Card Category string	The category of the card. For example, consumer or commercial.
Payment Amount number	The amount of the payment.
Payment Currency Code string	The currency code of the payment.
Payment Amount USD number	The payment amount represented in US dollars.
Payment Type string	The type of payment method used. This can be one of: `INSTALLMENT` `MOTO` `RECURRING` `REGULAR` `SUBSCRIPTION` `UNSCHEDULED`
Request Reference string	The reference for the payment request.
Card Holder Name string	The name of the cardholder.
Customer Name string	The name of the customer.
Customer Email string	The email address of the customer.
Customer IP string	The IP address of the customer.
Billing Address 1 string	The first line of the billing address.
Billing Address 2 string	The second line of the billing address.
Billing City string	The city of the billing address.
Billing Zip string	The ZIP code or post code of the billing address.
Phone Country Code string	The country code of the customer's phone number.
Phone Number string	The customer's phone number.
Shipping Address 1 string	The first line of the shipping address.
Shipping Address 2 string	The second line of the shipping address.
Shipping City string	The city in the shipping address.
Shipping Zip string	The ZIP code or post code of the shipping address.
CVV Code string	The card verification value (CVV) code of the card.
ECI string	The Electronic Commerce Indicator value.
Is Merchant Initiated boolean	Indicates if the transaction was initiated by the merchant.
Sub Entity ID number	The unique identifier for the sub-entity.
Browser Fingerprint string	The unique fingerprint of the customer's browser.
Meta Data string	The additional metadata related to the transaction.

Entity ID

string

The unique identifier for the entity.

Preauth Timestamp

datetime

The time when the pre-authorization was attempted.

Payment ID

string

The unique identifier for the payment transaction.

Preauth Processing Decision

string

The decision made during pre-authorization.

3DS Outcome

string

The outcome of the 3D Secure authentication.

Authorisation Outcome

string

The outcome of the authorization attempt.

Postauth Processing Decision

string

The decision made after authorization.

Current Status

string

The current transaction status.

Preauth Response

string

The rules triggered during pre-authorization check.

3DS Response Code Summary

string

The summary of the 3D Secure response code.

Authorisation Response Code

string

The code received in response to the authorization attempt.

Authorisation Response Code Summary

string

The summary of the authorization response code.

Postauth Response

string

The rules triggered during the post-authorization check.

Checkout Fraud Score

number

The fraud score assigned at the transaction's checkout.

Fraud Issue Date

datetime

The date when the fraud issue was reported.

Fraud Reason

string

The reason for the fraud designation.

Fraud Type

string

The type of fraud reported.

Scheme

string

The payment scheme. This can be one of:

AMEX / AMERICAN EXPRESS
CABAL
CARTES BANCAIRES / CARTES_BANCAIRES
DANKORT
DINERS CLUB / DINERS
DISCOVER
EBT
EFTPOS
ELO
INTERNATIONAL
JCB
MAESTRO
MASTERCARD
RUPAY
TROY
UNKNOWN
UPI
VERVE
VISA

Card Type

string

The type of card. This can be one of:

Charge / CHARGE
Credit / CREDIT
Debit / DEBIT
Deferred Debit / DEFERRED DEBIT
Prepaid / PREPAID

Card BIN Country

string

The country of the Bank Identification Number.
Format – ISO alpha-2 country code

BIN

string

The Bank Identification Number of the card.
Format – 6 – 8 digit number

Card Fingerprint

string

The unique fingerprint of the card.

Issuing Bank

string

The name of the issuing bank.

Card Category

string

The category of the card. For example, consumer or commercial.

Payment Amount

number

The amount of the payment.

Payment Currency Code

string

The currency code of the payment.

Payment Amount USD

number

The payment amount represented in US dollars.

Payment Type

string

The type of payment method used. This can be one of:

INSTALLMENT
MOTO
RECURRING
REGULAR
SUBSCRIPTION
UNSCHEDULED

Request Reference

string

The reference for the payment request.

Card Holder Name

string

The name of the cardholder.

Customer Name

string

The name of the customer.

Customer Email

string

The email address of the customer.

Customer IP

string

The IP address of the customer.

Billing Address 1

string

The first line of the billing address.

Billing Address 2

string

The second line of the billing address.

Billing City

string

The city of the billing address.

Billing Zip

string

The ZIP code or post code of the billing address.

Phone Country Code

string

The country code of the customer's phone number.

Phone Number

string

The customer's phone number.

Shipping Address 1

string

The first line of the shipping address.

Shipping Address 2

string

The second line of the shipping address.

Shipping City

string

The city in the shipping address.

Shipping Zip

string

The ZIP code or post code of the shipping address.

CVV Code

string

The card verification value (CVV) code of the card.

ECI

string

The Electronic Commerce Indicator value.

Is Merchant Initiated

boolean

Indicates if the transaction was initiated by the merchant.

Sub Entity ID

number

The unique identifier for the sub-entity.

Browser Fingerprint

string

The unique fingerprint of the customer's browser.

Meta Data

string

The additional metadata related to the transaction.

Fraud Detection Report

Report format

Report availability

Pre-filter by field

Sample report

Information

Report fields