Fraud Detection Report

Last updated: August 20, 2025

The Fraud Detection Report offers insight into the performance of your Fraud Detection risk strategies. It contains a summary per transaction of data points, rules assessed, and outcomes at each stage in the risk assessment journey. It also identifies any fraudulent transactions.

This report enables you to analyze the performance of your risk rules and find patterns to help develop new rules and improve your strategies.

The report is available on demand and refreshes at 1:00 AM UTC every day.

See instructions on how to download the report on demand or on a schedule:

The report is provided as a CSV file. The file name uses the following formats by default:

API and SFTP – fraud_detection_{EntityID}_{Start Date: YYYYMMDD}_{End Date:YYYYMMDD}_1.csv
Dashboard scheduled reports – {Start Date: YYYYMMDD}_{End Date:YYYYMMDD}_fraud_detection

For SFTP, the report is uploaded in the following folder structure: {Entity_name} > reports-{Entity_name} > fraud_detection

For targeted insight and efficient processing, you can pre-filter your scheduled SFTP report by one of the following fields and send them to specific recipients. For example, pre-filter by card bank identification number (BIN) country and send each country's data to the relevant owner.

BIN
Card Type
Issuing Bank
Card BIN Country
Payment Type
Scheme

Download a sample Fraud Detection Report (CSV file).

Information

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Field name Description

Field name	Description
Entity ID string	The entity's unique identifier, prefixed with `ent_`.
Preauth Timestamp datetime	The date and time when pre-authorization was attempted, in UTC. Standard – ISO 8601 code Format – `yyyy-mm-ddThh:mm:ss.sss`
Payment ID string	The payment's unique identifier, prefixed with `pay_`.
Preauth Processing Decision string	The decision made at the pre-authorization stage. Example – `TRY_EXEMPTIONS`
3DS Outcome string	The outcome of 3D Secure (3DS) authentication. This can be one of: `Authenticated` – The payment was authenticated successfully. `Expired` – The authentication expired. `Failed` – The payment failed authentication. `No 3ds` – 3DS was not applicable to the payment.
Authorisation Outcome string	The outcome of the authorization attempt. This can be one of: `Authorised` – The payment was authorized successfully. `Declined` – The payment was declined. `Terminated` – The authorization attempt failed.
Postauth Processing Decision string	The decision made after authorization. This can be one of: `CAPTURE` `SKIPPED` `TERMINATED`
Current Status string	The payment's current status. This can be one of: `Captured` `Pending` `Terminated`
Preauth Response string	The rules assessed at the pre-authorization stage. Example – `Global risk settings`
3DS Response Code Summary string	The summary that provides more information about the 3DS response code.
Authorisation Response Code string	The response code for the authorization attempt.
Authorisation Response Code Summary string	The summary that provides more information about the authorization response code.
Postauth Response string	The rules assessed at the post-authorization stage.
Checkout Fraud Score number	The fraud score Checkout.com gave the transaction. This can be one of: `0` `1`
Fraud Issue Date datetime	The date and time when the fraud issue was reported, in UTC. Standard – ISO 8601 code Format – `yyyy-mm-ddThh:mm:ss.sss`
Fraud Reason string	The reason for identifying the payment as fraudulent.
Fraud Type string	The type of fraud reported.
Scheme string	The card scheme. This can be one of: `AMEX` / `AMERICAN EXPRESS` `CABAL` `CARTES BANCAIRES` / `CARTES_BANCAIRES` `DANKORT` `DINERS CLUB` / `DINERS` `DISCOVER` `EBT` `EFTPOS` `ELO` `INTERNATIONAL` `JCB` `MAESTRO` `MASTERCARD` `RUPAY` `TROY` `UNKNOWN` `UPI` `VERVE` `VISA`
Card Type string	The type of card. This can be one of: `Charge` / `CHARGE` `Credit` / `CREDIT` `Debit` / `DEBIT` `Deferred Debit` / `DEFERRED DEBIT` `Prepaid` / `PREPAID`
Card BIN Country string	The country of the bank identification number (BIN). Standard – ISO alpha-2 country code Example – `US`
BIN string	The card's bank identification number. Format – Six–eight digit number
Card Fingerprint string	The card's unique fingerprint.
Issuing Bank string	The name of the issuing bank.
Card Category string	The category of the card. This can be one of: `COMMERCIAL` `CONSUMER`
Payment Amount number	The amount of the payment.
Payment Currency Code string	The currency in which the payment was processed. Standard – ISO 4217 code Example – `USD`
Payment Amount USD number	The payment amount represented in US dollars.
Payment Type string	The type of payment method used. This can be one of: `INSTALLMENT` `MOTO` `RECURRING` `REGULAR` `SUBSCRIPTION` `UNSCHEDULED`
Request Reference string	The reference for the payment request.
Card Holder Name string	The cardholder's name.
Customer Name string	The customer's name.
Customer Email string	The customer's email address.
Customer IP string	The customer's IP address.
Billing Address 1 string	The first line of the billing address.
Billing Address 2 string	The second line of the billing address.
Billing City string	The city of the billing address.
Billing Zip string	The ZIP code or post code of the billing address.
Phone Country Code string	The country code of the customer's phone number.
Phone Number string	The customer's phone number.
Shipping Address 1 string	The first line of the shipping address.
Shipping Address 2 string	The second line of the shipping address.
Shipping City string	The city of the shipping address.
Shipping Zip string	The ZIP code or post code of the shipping address.
CVV Code string	The card's card verification value (CVV).
ECI string	The Electronic Commerce Indicator value.
Is Merchant Initiated boolean	Indicates if the payment is a merchant-initiated transaction.
Sub Entity ID number	The sub-entity's unique identifier, prefixed with `ent_`.
Browser Fingerprint string	The unique fingerprint of the customer's browser.
Meta Data string	Any metadata related to the payment.

Entity ID

string

The entity's unique identifier, prefixed with ent_.

Preauth Timestamp

datetime

The date and time when pre-authorization was attempted, in UTC.
Standard – ISO 8601 code
Format – yyyy-mm-ddThh:mm:ss.sss

Payment ID

string

The payment's unique identifier, prefixed with pay_.

Preauth Processing Decision

string

The decision made at the pre-authorization stage.
Example – TRY_EXEMPTIONS

3DS Outcome

string

The outcome of 3D Secure (3DS) authentication. This can be one of:

Authenticated – The payment was authenticated successfully.
Expired – The authentication expired.
Failed – The payment failed authentication.
No 3ds – 3DS was not applicable to the payment.

Authorisation Outcome

string

The outcome of the authorization attempt. This can be one of:

Authorised – The payment was authorized successfully.
Declined – The payment was declined.
Terminated – The authorization attempt failed.

Postauth Processing Decision

string

The decision made after authorization. This can be one of:

CAPTURE
SKIPPED
TERMINATED

Current Status

string

The payment's current status. This can be one of:

Captured
Pending
Terminated

Preauth Response

string

The rules assessed at the pre-authorization stage.
Example – Global risk settings

3DS Response Code Summary

string

The summary that provides more information about the 3DS response code.

Authorisation Response Code

string

The response code for the authorization attempt.

Authorisation Response Code Summary

string

The summary that provides more information about the authorization response code.

Postauth Response

string

The rules assessed at the post-authorization stage.

Checkout Fraud Score

number

The fraud score Checkout.com gave the transaction. This can be one of:

Fraud Issue Date

datetime

The date and time when the fraud issue was reported, in UTC.
Standard – ISO 8601 code
Format – yyyy-mm-ddThh:mm:ss.sss

Fraud Reason

string

The reason for identifying the payment as fraudulent.

Fraud Type

string

The type of fraud reported.

Scheme

string

The card scheme. This can be one of:

AMEX / AMERICAN EXPRESS
CABAL
CARTES BANCAIRES / CARTES_BANCAIRES
DANKORT
DINERS CLUB / DINERS
DISCOVER
EBT
EFTPOS
ELO
INTERNATIONAL
JCB
MAESTRO
MASTERCARD
RUPAY
TROY
UNKNOWN
UPI
VERVE
VISA

Card Type

string

The type of card. This can be one of:

Charge / CHARGE
Credit / CREDIT
Debit / DEBIT
Deferred Debit / DEFERRED DEBIT
Prepaid / PREPAID

Card BIN Country

string

The country of the bank identification number (BIN).
Standard – ISO alpha-2 country code
Example – US

BIN

string

The card's bank identification number.
Format – Six–eight digit number

Card Fingerprint

string

The card's unique fingerprint.

Issuing Bank

string

The name of the issuing bank.

Card Category

string

The category of the card. This can be one of:

COMMERCIAL
CONSUMER

Payment Amount

number

The amount of the payment.

Payment Currency Code

string

The currency in which the payment was processed.
Standard – ISO 4217 code
Example – USD

Payment Amount USD

number

The payment amount represented in US dollars.

Payment Type

string

The type of payment method used. This can be one of:

INSTALLMENT
MOTO
RECURRING
REGULAR
SUBSCRIPTION
UNSCHEDULED

Request Reference

string

The reference for the payment request.

Card Holder Name

string

The cardholder's name.

Customer Name

string

The customer's name.

Customer Email

string

The customer's email address.

Customer IP

string

The customer's IP address.

Billing Address 1

string

The first line of the billing address.

Billing Address 2

string

The second line of the billing address.

Billing City

string

The city of the billing address.

Billing Zip

string

The ZIP code or post code of the billing address.

Phone Country Code

string

The country code of the customer's phone number.

Phone Number

string

The customer's phone number.

Shipping Address 1

string

The first line of the shipping address.

Shipping Address 2

string

The second line of the shipping address.

Shipping City

string

The city of the shipping address.

Shipping Zip

string

The ZIP code or post code of the shipping address.

CVV Code

string

The card's card verification value (CVV).

ECI

string

The Electronic Commerce Indicator value.

Is Merchant Initiated

boolean

Indicates if the payment is a merchant-initiated transaction.

Sub Entity ID

number

The sub-entity's unique identifier, prefixed with ent_.

Browser Fingerprint

string

The unique fingerprint of the customer's browser.

Meta Data

string

Any metadata related to the payment.

Fraud Detection Report

Report availability

Report format

Pre-filter by field via SFTP

Sample report

Information

Report fields