Future-Proof Your Payments with Our Unified Payments API

Payments

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It’s time to future-proof your payment setup. Checkout.com’s Unified Payments API gives merchants access to multiple payment methods across the world via a single streamlined integration.

Our Unified Payments API is a future-proof payments solution that provides access to multiple payment methods through a single streamlined integration.

Today, consumers have more choices than ever. Not just in terms of what they buy, but also where they buy it – and, how they pay for it. As the e-commerce market proliferates at supersonic speeds, businesses increasingly need a simple way to expand their payment offerings to support new customers from all over the world. When choosing an online payments solution, merchants must consider not just the payment methods they accept today, but also those they will need to accept in the future.

Checkout.com's unified solution sets a new standard in payment technology. We offer the most streamlined integration experience, revolutionizing online payments to support businesses of any kind, any size, and from anywhere.

So what’s new?

There are many complexities when it comes to integrating multiple payment methods. By adopting the latest in API standards, we’ve removed these complexities and streamlined the integration process so that accepting more payment methods won’t cost you more time. We offer a first-class development experience enabling developers to complete a full integration in as little as a few hours.

Our Unified Payments API has been designed to support any payment method and any flow – whether you already accept card payments today and need to enable 3DS 2.0, or want to start accepting digital wallets such as Apple Pay, Checkout.com’s new integration gives you the flexibility to add additional payment methods whenever your business is ready.

Since its release, we’ve introduced new payment methods including SEPA Direct Debits, Giropay, Klarna as well as support for 3DS 2.0 in record time.

The Checkout.com difference

By listening to our customers and understanding the consumer demands of tomorrow, we’ve developed the best all-in-one payments solution so merchants can streamline their integration and future-proof their business with a single partner.

We move faster. With its unique architecture, our Unified Payments solution means we can launch new payment methods and features faster enabling you to accept more payment methods without any new integration work or major development.

Flexibility and adaptability. We’ll help you adapt to your customers’ ever-changing demands and preferences. In addition to the ease of adding new payment methods, our Unified Payments API securely stores multiple sources of payment, including cards and bank accounts, speeding up the checkout flow leading to higher conversions and happier customers.

Developer-first. We offer first-class SDKs for .NET, Python, and PHP.

Compliance-ready. The API is optimized for 3D Secure 2.0 and Strong Customer Authentication (SCA). PSD2 requires that Strong Customer Authentication be implemented by September 14, 2019 for all e-commerce transactions for businesses operating in the EU and EEA. Existing merchants can take advantage of our frictionless upgrade from 3DS 1.0 to 3DS 2.0 which requires no re-integration. See our SCA preparedness guide.

Growing with you. Unlock new geographies, be first-to-market, and grow beyond your borders with a payments solution provider that is equipped to handle your expansion with diverse local payment methods and high-volume processing capabilities with minimal developer effort.

Data transparency. Our unified platform offers transparent scheme data including scheme transaction IDs, Electronic Commerce Indicators, payment account references, and much more. Paired with our upgraded Hub dashboard, merchants also have greater control of webhook notifications and can see all their data in one place so you know exactly what’s going on with your business.

Benefits of a unified platform

  • A simple, streamlined integration
  • A single payments endpoint supporting both new and existing payment methods
  • Securely stores multiple sources of payments, including cards and bank accounts
  • More granular webhook data, giving you more control of your notifications
  • Support for payments using Visa and Mastercard network tokens
  • Accept new payments methods without re-integration
  • First-class SDKs for .NET, Python, PHP
  • Support for VTS and MDES
  • Idempotent payment requests

Companies with a diverse set of payment needs and that value ease-of-integration and data availability can benefit from this all-in-one solution – save valuable time, increase conversion rates, and boost revenue.

At Checkout.com, we listen to our customers to ensure we’re consistently meeting – and exceeding – the demands of the modern merchant and consumer. As a product-first company, our team works closely with merchants to collect feedback and continuously improve our technology in order to maintain the highest standard in payments for merchants globally.

For existing customers, please contact your Checkout.com Customer Success Manager to update your systems and enjoy all the benefits of the API.  Checkout.com will expire our API classic version by May 31, 2021.

New Checkout.com customers will automatically be integrated with the Unified Payments API. Contact our payment experts today to start future-proofing your payments or visit our documentation to learn more

Keep up-to-date with all things payments

Written on May 27, 2019 by

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Ben Foster

SVP Engineering

Keep up-to-date with all things payments

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