Transfer funds to wallets
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Last updated: July 31, 2026
You can transfer funds that are ready for settlement to a verified stablecoin wallet in USDC or USDT on demand in the Dashboard.
This gives you access to your acquiring revenue at any time, including weekends and non-business days. Transfers usually complete within 15 minutes.
Wallet transfers are independent of the time zones, schedules, settlement speed, and banking cut-off times that apply to bank settlements.
You can transfer any amount in your Available balance, up to a maximum of 3,000,000 USD per transfer.
Note
Stablecoin payouts (including the transfer of funds to stablecoin wallets) are subject to the independent terms and conditions of Fireblocks, our authorized third-party service provider. Fireblocks provides all digital asset services, including the conversion of fiat to stablecoin and blockchain transmission. Checkout.com is not licensed to carry out these services.
- Add a wallet as a payment instrument for your entity. Checkout.com reviews and verifies the wallet.
- Transfer funds from your Available balance to the verified wallet, or configure automated sweep rules to transfer the funds for you.
To add a stablecoin wallet to your account, you must be both of the following:
- An authorized or delegated signatory for the relevant entity
- A Dashboard user with the Admin role or a custom role with the
Change bank account details and balance minimums, and add stablecoin walletspermission
- Sign in to the Dashboard.
- Go to Business account > Settings > Payment instruments.
- Select Add payment instrument, and then select Blockchain wallet address.
- Provide the following details:
- Custody and asset type – Select whether the wallet is self-hosted or custodial, and select the stablecoin you want to receive, either
USDCorUSDT. - Chain and wallet address – Select the network, for example Ethereum or Polygon, and paste the wallet's public key, prefixed by
0x. - Travel Rule information – Provide the beneficiary's legal name, street address, and country. Also provide your relationship to the beneficiary and the purpose of the payment.
- Custody and asset type – Select whether the wallet is self-hosted or custodial, and select the stablecoin you want to receive, either
- Select Submit for verification.
The wallet appears on the Payment instruments page with Pending status during Checkout.com's review.
After you submit a wallet, it goes through a three-step compliance and technical review:
- Initial review – We perform preliminary anti-money laundering (AML) and anti-terrorist financing (ATF) screening. This takes up to two business days.
- Micro-test transaction – You complete a small test transfer in the Dashboard to confirm connectivity to the wallet.
- Final verification – We run a final security check, which takes up to 24 hours.
We contact you if we need more information.
When verification is complete, the wallet's status changes to Verified and it's stored as an active payment instrument you can transfer funds to.
To transfer funds to a stablecoin wallet manually or with sweep rules, you must have one of the following user roles:
- Admin
- A custom role with the
Execute wallet transferspermission
- Sign in to the Dashboard.
- Go to Business account > Balances or Overview, and then select Withdraw.
- Select the source sub-account you want to transfer funds from.
- Select Available balance.
- Select the verified wallet you want to transfer funds to.
- Review the exchange rate, network fees, and net receive amount, and then select Confirm withdrawal.
You can also configure sweep rules to transfer funds to a verified wallet automatically, based on:
- Frequency – Transfer on a daily, weekly, or monthly schedule.
- Balance threshold – Transfer whenever the sub-account's balance exceeds an amount you define.
To update a wallet's details or remove a wallet from your account, contact your account manager or request support.
To see an overview of transfers to a wallet, use any of the following:
- The Transfers page in the Dashboard, under Business account
- Your wallet history with your wallet provider
- The Financial Actions by Date Range Report