Payment methods
Accept Sofort – Europe-wide bank payments made easy
Offer your European customers a safe and easy payment method they’re familiar with. Trusted by 85 million users, Sofort lets customers pay directly from their bank account.
Key benefits
Simple and secure payments with Sofort
Sofort lets your customers shop online using their own online banking details – no need for a new account. Give them peace of mind, knowing their details are safe.
Backed by local banks
Excellent coverage across major European banks – including 90% of German banks.
No risk of chargebacks
Strict verification measures and a dedicated anti-fraud team.
Seamless and easy
Customers pay by simply logging in to their existing online banking.

Payment methods features
Expand your reach and drive better conversion with the payments methods your customers love. Wherever they are.
Payment type
Bank Transfer
Merchant countries *
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
View all
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
Consumer countries
Belgium, Germany, Italy, Netherlands, Austria, Poland, Switzerland, Spain, United Kingdom, France, Sweden, Finland
View all
Belgium, Germany, Italy, Netherlands, Austria, Poland, Switzerland, Spain, United Kingdom, France, Sweden, Finland
Min transaction amount
0.10 EUR
Max transaction amount
Bank dependent
Processing currency
*
EUR
Settlement currency
EUR
Refunds
Yes
No
Partial refunds
Yes
No
Recurring transactions
Yes
No
Disputes
Yes
No
Implementation channels
Desktop and mobile
Processing model
Full service (gateway + collecting)
* Subject to service agreements, legal entity location and presence, and company compliance approval. ** Settlement currencies vary based on merchant agreement