Payment methods
Accept SEPA – Simplifying banking across Europe
Seamless, quick and cost-effective direct debits across 36 European countries. SEPA facilitates more than 20 billion transactions a year.
Key benefits
Quick and affordable European payments
SEPA provides a Europe-wide Direct Debit system, facilitating quick and affordable euro bank transfers for millions of customers. All within a guaranteed time-frame.
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Suits your business
Flexibly supports one-click, one-time and recurring payments.
Slick transaction flows
Ensure a smoother checkout with this quick and convenient payment method.
Simple cross-border payments
Convenience and standardization across Europe – avoid cross-border fees.
Expand your reach
Access to over 520 million potential customers across 36 countries.
Payment methods features
Expand your reach and drive better conversion with the payments methods your customers love. Wherever they are.
Payment type
Direct Debit
Merchant countries *
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Arab Emirates, Saudi Arabia, Kuwait, Oman, Bahrain, Qatar, Egypt, Jordan, Pakistan, Australia, China, Hong Kong, Malaysia, New Zealand, Singapore, United Kingdom, United States, Argentina, Brazil, Chile, Colombia, Ecuador, Mexico, Paraguay, Peru, Uruguay
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Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Arab Emirates, Saudi Arabia, Kuwait, Oman, Bahrain, Qatar, Egypt, Jordan, Pakistan, Australia, China, Hong Kong, Malaysia, New Zealand, Singapore, United Kingdom, United States, Argentina, Brazil, Chile, Colombia, Ecuador, Mexico, Paraguay, Peru, Uruguay
Consumer countries
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Monaco
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Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Monaco
Min transaction amount
Bank dependent
Max transaction amount
Bank dependent
Processing currency
*
EUR
Settlement currency
EUR
Refunds
Yes
No
Partial refunds
Yes
No
Recurring transactions
Yes
No
Disputes
Yes
No
Implementation channels
Desktop and mobile
Processing model
Full service (gateway + collecting)
* Subject to service agreements, legal entity location and presence, and company compliance approval. ** Settlement currencies vary based on merchant agreement
