Payment methods

Accept SEPA – Simplifying banking across Europe

Seamless, quick and cost-effective direct debits across 36 European countries. SEPA facilitates more than 20 billion transactions a year.

Key benefits

Quick and affordable European payments

SEPA provides a Europe-wide Direct Debit system, facilitating quick and affordable euro bank transfers for millions of customers. All within a guaranteed time-frame.

Suits your business

Flexibly supports one-click, one-time and recurring payments.

Slick transaction flows

Ensure a smoother checkout with this quick and convenient payment method.

Simple cross-border payments

Convenience and standardization across Europe – avoid cross-border fees.

Expand your reach

Access to over 520 million potential customers across 36 countries.

Add SEPA to your payments flow

Let's get you up and running with SEPA so you can get more value from every transaction. Reach out to our local experts today.

Payment methods features

Accept SEPA with Checkout.com

Expand your reach and drive better conversion with the payments methods your customers love. Wherever they are.

Payment type
Direct Debit
Merchant countries *
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Arab Emirates, Saudi Arabia, Kuwait, Oman, Bahrain, Qatar, Egypt, Jordan, Pakistan, Australia, China, Hong Kong, Malaysia, New Zealand, Singapore, United Kingdom, United States, Argentina, Brazil, Chile, Colombia, Ecuador, Mexico, Paraguay, Peru, Uruguay
View all

Business countries for SEPA

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Arab Emirates, Saudi Arabia, Kuwait, Oman, Bahrain, Qatar, Egypt, Jordan, Pakistan, Australia, China, Hong Kong, Malaysia, New Zealand, Singapore, United Kingdom, United States, Argentina, Brazil, Chile, Colombia, Ecuador, Mexico, Paraguay, Peru, Uruguay
Consumer countries
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Monaco
View all

Consumer countries for SEPA

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Monaco
Min transaction amount
Bank dependent
Max transaction amount
Bank dependent
Processing currency
*
EUR
Settlement currency
EUR
Refunds
Yes
No
Partial refunds
Yes
No
Recurring transactions
Yes
No
Disputes
Yes
No
Implementation channels
Desktop and mobile
Processing model
Full service (gateway + collecting)
* Subject to service agreements, legal entity location and presence, and company compliance approval. ** Settlement currencies vary based on merchant agreement