Apple Pay
Apple Pay enables customers to authenticate card payments using Touch ID or Face ID. This eliminates the need for them to manually enter their card and shipping details.
Note
If you plan to process Apple Pay payments through an entity outside of the European Economic Area (EEA) or United Kingdom (UK), contact your account manager or request support.
Apple Pay transactions benefit from liability shift due to Apple's built-in authentication mechanisms. Additional authentication from the issuer is not required.
To avoid issues with transactions performed on your app or website, you must:
- provide the correct country code in your payment request
- display the final amount on the payment sheet
Information
For more information, see the Apple documentation for Strong Customer Authentication and Complying with regional regulations.
If the issuer returns an ECI value for the transaction, the value will indicate which party is liable. If the issuer does not return an ECI value, the transaction is not eligible for liability shift.
Card networks may downgrade a transaction's liability shift during the authorization stage, despite the ECI value indicating the downgrade occurred during authentication. The liability shift outcome is determined after authorization.
Information
Apple Pay is also available through Flow. Flow enables you to accept payments on your website using Checkout.com's global network of payment methods with a single integration.
Note
If you process Mada cards through Apple Pay outside of Saudi Arabia, you're required to enforce the use of the Visa or Mastercard schemes.