Refund a payment
Last updated: May 7, 2025
Issue a refund to return a payment to a customer.
You can perform a refund using the Dashboard or the API.
There are two types of refunds you might need to process:
- Full refund – A full refund returns the total amount of the payment to the customer — it can only be performed once.
- Partial refund – A partial refund returns a sum less than the captured amount. A payment can be refunded multiple times, but cannot exceed the original payment amount.
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You can perform a maximum of 150 partial actions on a payment. This total limit applies across both partial captures and partial refunds.
Refunds are always processed in the same currency as the captured payment.
Note
Once a refund is processed, you cannot cancel it.
To process a refund successfully, you must provide the payment ID of the captured payment. You can find the ID:
- In the response of the payment request
- In the webhook notification
The requests are the same for partial and full refunds. Any refunds for less than the original captured amount will be considered partial refunds.
Use the following endpoint to request a refund.
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If required by the card scheme, we will trigger a refund authorization before processing your refund.
For the full API specification, see the API reference.
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The Payments API supports idempotency. You can safely retry API requests without the risk of duplicate requests.
post
https://api.checkout.com/payments/{id}/refunds
A successful refund request returns a 202 Refund accepted response. However, if there was a problem with your request, you'll receive an error response.
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Refunds are asynchronous requests, which means they happen behind the scenes. The API response does not confirm whether or not the refund was successful. Create a webhook so you are notified.
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If unsuccessful, you may also receive a 403 Refund not allowed or 404 Payment not found error.
If the card scheme requires it, we will automatically trigger a refund authorization on your behalf before processing your refund.
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Refund authorizations only apply to card payments.
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If a refund authorization is requested, you can find the Retrieval Reference Number (RRN) using the get payment actions call.
If the refund authorization is declined, you will receive a 422 response, like the following example.
If you want to know the reason for the decline, you can either subscribe to refund webhook notifications, use our get payment actions endpoint, or view it in your Dashboard account.
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To test a declined refund authorization, request a refund with the amount set to 3738.