Giropay
Beta
Last updated: May 24, 2023
Start accepting payments using Giropay, a favorite payment method in Germany.
Giropay provides the ability to make purchases online through quick and easy bank transfers that are both secure and guaranteed.
Information
Model | Collecting |
|---|---|
Payment flow | Redirect |
Payment method type | Online banking |
One-step payment | |
Authorization | |
Capture | |
Refund | |
Partial refund | |
Chargeback | |
Recurring payment |
Giropay payments follow a two-step process:
Use the details below to set up your request.
You can find the full list, as well as complete request and response examples, in our API reference.
post
https://api.checkout.com/payments
If a customer ID or email is not provided in the request, we automatically create a customer profile and return the customer id in the response.
If you receive a 202 Success response containing a status field set to Pending, your request was successful.
Redirect your customer to the redirect link’s href in the response. The link will send them to a Giropay page where they can select their bank.
Once they've selected a bank, they'll be transferred to the specified bank's page to enter their authorization details. If successful, the payment can be approved and the customer is either redirected to your predefined success or failure URL.
Confirmation of a Giropay payment is only communicated through webhooks. All payments are labeled as Pending until you receive a payment_captured webhook notification (response code 10000), indicating a successful transaction.
Retrieve details about an existing Giropay payment with the following endpoint.
You can find the full list, as well as complete request and response examples, in our API reference.
get
https://api.checkout.com/payments/{id}
Giropay supports both partial and full refunds. You can refund a payment through the Dashboard or using the refund API.
post
https://api.checkout.com/payments/{id}/refunds
A successful refund request returns a 202 Refund accepted response. However, if there was a problem with your request, you'll receive an error response.
If the customer fails to complete their payment, we automatically void it and send a payment_expired webhook.
However, if the customer explicitly cancels their payment, we send a payment_canceled webhook instead.
Use the following steps to test payment capture, payment expiry, and payment cancellation (or void) with Giropay.
- Make the payment request.
- Redirect to the redirection URL returned in the response.
- Enter test in the search field.
- Select Giropay Testbank 1.
- Select Weiter zum Bezahlen.
- Select Ausführen.
- Redirect to the success URL returned in the response.
- Make the payment request.
- Wait approximately 15 minutes for the payment to expire.
- Make the payment request.
- Redirect to the redirection URL returned in the response.
- Select Zahlung abbrechen.