Corporate Cards
Beta

Last updated: April 2, 2025

Corporate Cards are reusable virtual cards you can create in the Dashboard to spend funds directly from the Available balance of your sub-accounts of your entity's Checkout Business Account. This enables you to securely pay suppliers or business expenses without waiting for funds to be paid out as settlements.

The cards are free to create, with no Checkout.com transaction or foreign exchange (FX) fees, although the card scheme may apply FX fees. Use the cards anywhere that accepts online payments with Mastercard.

Eligibility conditions may apply for Corporate Cards. They are available for:

Entities based in the UK and the European Economic Area (EEA)
Sub-accounts in the following currencies: EUR, GBP, and USD

Card managers create cards and assign them to card users in your business. Card users can then view their card details in the Dashboard and start making purchases.

Card managers can also manage cards as follows:

Edit a card's spending limit per month within the default maximum.
View a card's details, including the primary account number (PAN) and CVV.
Temporarily suspend and then reactivate a card.
Permanently revoke a card.
View all transactions on a card.
Rename a card.

Create custom roles for card managers and card users with the following permissions:

User permission	Description
Card managers and card users
Access the entity and sub-account	The user can access the relevant entity and sub-account cards are linked to.
View spending credentials and transactions for cards assigned to them	The user can: View their assigned cards, the spending credentials, and transactions Suspend and reactivate their assigned cards
Card managers only
View last four digits, transactions, and card name for all cards	The user can view the specified information for all of the entity’s cards.
Access spending credentials for all cards	The user can view the credentials for all the entity’s cards, including cards not assigned to them.
Create new, rename, and change limits for all cards	The user can: Create cards Edit card spending limits Change card users Revoke cards Rename cards

To create a Corporate Card, you need the Create new, rename, and change limits for all cards permission.

Sign in to the Dashboard.
Go to Business account > Cards, and select Create card.
In the Create a virtual card window:
- In the Name box, enter a name for the card.
  The maximum name length is 256 characters and it can include special characters.
- From the Sub-account dropdown, select the relevant sub-account.
- From the Assignee dropdown, select the user you want to assign the card to.
  If the intended assignee does not have a user profile, select Create a new user to create one.
  If the assignee does not have permission to view cards, select Review user permissions to edit their user profile. Then, refresh the Dashboard and go back to step 2.
Select Create.
The Cards page opens with a new tile for the card. The user can now view and use the new card in their Dashboard.

Checkout.com applies a default maximum monthly spending limit to all Corporate Cards, which you can edit to any lesser amount.

To edit the limit, you need the Create new, rename, and change limits for all cards permission.

Sign in to the Dashboard.
Go to Business account > Cards, and select the card you want to edit.
You can search by card name or the last four digits of the card number.
In the Card details window, select Edit limit.
In the Edit spend limit window, enter the new limit in the Monthly spend limit box.
Select Confirm.

The new spending limit is generally applied immediately. However, the first time you edit a card's limit, if the user has already spent funds but the remaining balance is less than the new limit, the change is applied at the start of the next calendar month.

You need the View spending credentials and transactions for cards assigned to them permission.

Sign in to the Dashboard.
Go to Business account > Cards, and select the card you want to view.
You can search by card name or the last four digits of the card number.
Or, filter cards by the following statuses: active, suspended, and revoked.
In the Card details window, you can view the amount spent and the remaining balance.
To view the card's spending credentials, select Show card details.
In the Card credentials window, you can view and copy the card's:
- Primary account number (PAN)
- Expiry date
- CVC2 code
- Name
- Billing address
Select Done to close the window.

Information

To view the Available balance of the sub-account the card is linked to, go to Business account > Balances.

When you suspend an active Corporate Card, all transactions are automatically declined. You can reactivate the card at any time.

You need the View spending credentials and transactions for cards assigned to them permission.

To suspend a card:

Sign in to the Dashboard.
Go to Business account > Cards, and select the card you want to suspend.
You can search by card name or the last four digits of the card number.
In the Card details window, select Suspend.

To reactivate a card:

Sign in to the Dashboard.
Go to Business account > Cards, and select the card you want to suspend.
You can search by card name or the last four digits of the card number.
Or, filter cards by suspended status.
In the Card details window, select Reactivate card.
In the Reactivate this card window, select Reactivate to confirm.

When you revoke an active or suspended Corporate Card, all future transactions are declined and you cannot reactivate the card. You can still view past transactions.

You need the Create new, rename, and change limits for all cards permission.

Sign in to the Dashboard.
Go to Business account > Cards, and select the card you want to revoke.
You can search by card name or the last four digits of the card number.
Or, filter cards by active or suspended status.
In the Card details window, select More > Revoke card.

You need the View spending credentials and transactions for cards assigned to them permission.

Sign in to the Dashboard.
Go to Business account > Cards, and select the card you want to view.
You can search by card name or the last four digits of the card number.
Or, filter cards by the following statuses: active, suspended, revoked.

In the Card details window, the most recent transactions are displayed. To see more, select View all.
On the Transactions page, the following information is displayed by month:


1- Transaction date and time
2- Merchant
3- Transaction status
4- Transaction amount

Select the transaction row to view more information about a specific transaction.

The transaction status can be one of the following:

Status	Description
`authorized`	The merchant is processing the transaction and it may take several days to be finalized.
`canceled`	You or the merchant canceled the transaction and no funds were taken from the sub-account. The amount is crossed out.
`completed`	The transaction was cleared successfully.
`declined`	You declined the transaction for the decline reason provided. The amount is crossed out.
`partially_refunded`	The merchant refunded part of the transaction. The original amount (crossed out) is displayed under the amount that was taken from the account, minus the refund.
`refunded`	The merchant refunded the full transaction amount. If a completed transaction is refunded, the amount is crossed out. If the refund is a new transaction, a `+` sign is displayed next to the amount.

You need the Create new, rename, and change limits for all cards permission.

Sign in to the Dashboard.
Go to Business account > Cards, and select the card you want to rename.
You can search by card name or the last four digits of the card number.
In the Card details window, select More > Rename card.
In the Rename card window, enter the new name for the card in the Name box.
Select Confirm.
The Cards page opens with the renamed card tile.

Corporate Cards
Beta

Before you begin

How it works

User permissions

Create a card

Edit card spending limit

View card details

Information

Suspend and reactivate a card

Revoke a card

View card transactions

Rename a card