In September 2022 Mastercard introduced a new element of their Data Integrity Monitoring Program to monitor gaming and gambling merchants to use the Card Verification Value (CVV) or 3D Secure in online authorization transactions.
They recently expanded the scope of transactions to include:
Gambling merchants have until February 1, 2025, to follow the gambling requirements under this program. Mastercard is monitoring usage of these authentication methods and will impose assessments (fines) for non-compliant gambling and gaming merchants from this date.
You’ll be in scope for this mandate if you process under any of the following Merchant Category Codes (MCCs):
If you’re in the scope of this mandate, you should ensure that you’re authenticating transactions using one of the following methods:
Mastercard may assess non-compliance fines for merchants that fail compliance. These start at $2,500 USD per-month with assessments increasing from the ninth month onwards.