Legal

Australia: Average Merchant Service Fees

Quarter ending 30 September 2026

1 July 2026 to 30 September 2026

Checkout.com Australia Pty Ltd publishes the average merchant service fee it charges, as required by the Reserve Bank of Australia's Standard No. 3 of 2016. Each figure is the total merchant service fees charged on card transactions, shown as a percentage of the value of those transactions and rounded to two decimal places.

Merchant category	All card transactions	Domestic, card present		Domestic, card not present		International
Merchant category	All card transactions	Debit & prepaid	Credit	Debit & prepaid	Credit	Debit & prepaid	Credit
All direct merchants	0.49%	n/a	n/a	0.24%	0.79%	4.09%	3.90%
Small merchants	1.38%	n/a	n/a	0.96%	1.29%	4.63%	4.59%
Medium-sized merchants	1.76%	n/a	n/a	0.75%	1.33%	3.75%	3.71%

Small merchants: less than $1 million in card transactions over the last 12 months. Medium-sized merchants: $1 million to $10 million. n/a: no card-present transactions in the quarter.