US

Last updated: December 8, 2022

Basic information

Country code	US
Supported currency	USD
Scheme	Minimum amount (local currency): 0.01 Maximum amount (local currency): no maximum Cut-off time: 18:00 EST Settlement: up to T+2 Minimum amount (local currency): 0.01 Maximum amount (local currency): 1,000,000 Cut-off time: 12:00 EST Settlement: up to T

Settlement of payments depends on the receiving entities' capabilities and schedules.

Payment information

Beneficiary information

Beneficiary type	The type of account holder. Set this to `individual`.	`account_holder.type` required enum
Beneficiary name	The account holder's first and last name.	`account_holder.first_name` required string
`account_holder.last_name` required string
Beneficiary address	The account holder's address.	`account_holder.billing_address.address_line1` optional string
`account_holder.billing_address.address_line2` optional string
`account_holder.billing_address.city` optional string
`account_holder.billing_address.zip` optional string
`account_holder.billing_address.country` required enum, 2 characters This must be a two-letter ISO code.

Beneficiary type

The type of account holder. Set this to individual.

account_holder.type

required

enum

Beneficiary name

The account holder's first and last name.

account_holder.first_name

required

string

account_holder.last_name

required

string

Beneficiary address

The account holder's address.

account_holder.billing_address.address_line1

optional

string

account_holder.billing_address.address_line2

optional

string

account_holder.billing_address.city

optional

string

account_holder.billing_address.zip

optional

string

account_holder.billing_address.country

required

enum, 2 characters

This must be a two-letter ISO code.

Bank details

Account number	The account holder's account number.	`account_number` required string, 20 characters
Bank code (Routing number / ABA routing number)	The account holder’s routing number or ABA routing number.	`bank_code` required string, ^[a-z]6[a-z0-9]2([a-z0-9]3)?$

Account number

The account holder's account number.

account_number

required

string, 20 characters

Bank code (Routing number / ABA routing number)

The account holder’s routing number or ABA routing number.

bank_code

required

string, ^[a-z]6[a-z0-9]2([a-z0-9]3)?$

Beneficiary information

Beneficiary type	The type of account holder. Set this to `corporate`.	`account_holder.type` required enum
Beneficiary name	The account holder's company name.	`account_holder.company_name` required string
Beneficiary address	The account holder's address.	`account_holder.billing_address.address_line1` required string
`account_holder.billing_address.address_line2` optional string
`account_holder.billing_address.city` required string
`account_holder.billing_address.zip` optional string
`account_holder.billing_address.country` required enum, 2 characters This must be a two-letter ISO code.

Beneficiary type

The type of account holder. Set this to corporate.

account_holder.type

required

enum

Beneficiary name

The account holder's company name.

account_holder.company_name

required

string

Beneficiary address

The account holder's address.

account_holder.billing_address.address_line1

required

string

account_holder.billing_address.address_line2

optional

string

account_holder.billing_address.city

required

string

account_holder.billing_address.zip

optional

string

account_holder.billing_address.country

required

enum, 2 characters

This must be a two-letter ISO code.

Bank details

Account number	The account holder's account number.	`account_number` required string, 20 characters
Bank code (Routing number / ABA routing number)	The account holder’s routing number or ABA routing number.	`bank_code` required string, ^[a-z]6[a-z0-9]2([a-z0-9]3)?$

Account number

The account holder's account number.

account_number

required

string, 20 characters

Bank code (Routing number / ABA routing number)

The account holder’s routing number or ABA routing number.

bank_code

required

string, ^[a-z]6[a-z0-9]2([a-z0-9]3)?$

Example


1{
2    "type": "bank_account",
3    "account_type": "current",
4    "account_number": "00012345678",
5    "bank_code": "026000000",
6    "currency": "USD",
7    "country": "US",
8    "account_holder": {
9        "type": "individual",
10        "first_name": "John",
11        "last_name": "Smith",
12        "country_code": "US",
13        "billing_address": {
14            "address_line1": "123 Anywhere St.",
15            "state": "AL",
16            "zip": "123456",
17            "country": "US",
18            "city": "Anytown"
19        }
20    }
21}

We've made some changes to our API

Basic information

Payment information

Example