Payment methods

ACCEPT BACS – THE UK’S TRUSTED BANK DEBIT SCHEME

Bacs Direct Debit is the UK’s go-to solution for collecting recurring and one-off bank payments. Trusted by millions, it supports subscriptions, invoices, memberships, and more, at low cost and high reliability.

Unlock the UK market with Bacs

Consumers rely on Bacs for its robust protection rules. With over nearly 5 billion transactions processed annually, Bacs is the preferred choice for predictable, scheduled payments in the UK’s banking network.

Pay less to get paid

Bacs Direct Debit is a lower-cost alternative to cards – ideal for recurring payments like subscriptions or invoicing.

Get paid on time, every time

Bacs lets you schedule payments directly from your customers’ bank accounts – helping you bring consistency to your revenue.

Checkout handles the compliance

Less burden on merchant care, fewer indemnities. We're your thought leaders on Bacs compliance.

Go live faster

Merchants go live in weeks, not months, with frictionless SUN (Service User Number) setup and bulk DDI (Direct Debit Instruction) migration.

Add Bacs to your payments flow

Let's get you up and running with Bacs so you can get more value from every transaction. Reach out to our local experts today.

Accept Bacs with Checkout.com

Expand your reach and drive better conversion with the payments methods your customers love. Wherever they are.

Payment type

Account to account

Min transaction amount

£0.01

Refunds

Yes
No

Implementation channels

Desktop and Mobile

Merchant
countries *

United Kingdom

Business countries for Bacs

United Kingdom
View all

Max transaction amount

£20,000,000.00

Partial refunds

Yes
No

Processing model

Collecting

Consumer countries

United Kingdom

Consumer countries for Bacs

United Kingdom
View all

Processing currency *

GBP

Recurring transactions

Yes
No

Settlement currency

GBP

Disputes

Yes
No
* Subject to service agreements, legal entity location and presence, and company compliance approval. ** Settlement currencies vary based on merchant agreement