Bacs Direct Debit is the UK’s go-to solution for collecting recurring and one-off bank payments. Trusted by millions, it supports subscriptions, invoices, memberships, and more, at low cost and high reliability.
Consumers rely on Bacs for its robust protection rules. With over nearly 5 billion transactions processed annually, Bacs is the preferred choice for predictable, scheduled payments in the UK’s banking network.

Bacs Direct Debit is a lower-cost alternative to cards – ideal for recurring payments like subscriptions or invoicing.
Bacs lets you schedule payments directly from your customers’ bank accounts – helping you bring consistency to your revenue.
Less burden on merchant care, fewer indemnities. We're your thought leaders on Bacs compliance.
Merchants go live in weeks, not months, with frictionless SUN (Service User Number) setup and bulk DDI (Direct Debit Instruction) migration.
Expand your reach and drive better conversion with the payments methods your customers love. Wherever they are.
