Payment methods

Accept Giropay – Unlock online payments in Germany

Offer secure, guaranteed real-time bank transfers that your customers know and trust. One of Germany's most popular and widely accepted online payment methods.

Key benefits

Giropay – a favourite way to pay in Germany

With Giropay, your German customers can pay using their existing online banking details to make safe and easy transfers. And you'll receive immediate confirmation of the payment's success.

Better conversion

Excellent local coverage. Connected to nearly 1,500 German Banks.

100% guaranteed

Secure, two-factor authentication means no risk of chargebacks.

Fast and convenient

Real-time bank transfers for immediate confirmation of success.

Familiar and trusted

Bank transfers are a popular online payment method in Germany.

Add Giropay to your payments flow

Let's get you up and running with Giropay so you can get more value from every transaction. Reach out to our local experts today.

Payment method features

Accept Giropay with

Expand your reach and drive better conversion with the payments methods your customers love. Wherever they are.


Payment type

Bank transfer

Merchant countries *

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Arab Emirates, Saudi Arabia, Kuwait, Oman, Bahrain, Qatar, Egypt, Jordan, Pakistan, Australia, China, Hong Kong, Malaysia, New Zealand, Singapore, United Kingdom, United States, Argentina, Brazil, Chile, Colombia, Ecuador, Mexico, Paraguay, Peru, Uruguay

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Business countries for Giropay

  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Cyprus
  • Czechia
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • United Arab Emirates
  • Saudi Arabia
  • Kuwait
  • Oman
  • Bahrain
  • Qatar
  • Egypt
  • Jordan
  • Pakistan
  • Australia
  • China
  • Hong Kong
  • Malaysia
  • New Zealand
  • Singapore
  • United Kingdom
  • United States
  • Argentina
  • Brazil
  • Chile
  • Colombia
  • Ecuador
  • Mexico
  • Paraguay
  • Peru
  • Uruguay

Customer country


Min transaction amount

0.01 EUR

Max transaction amount

10,000 EUR

Processing currency


Settlement currency **




Partial refunds


Recurring payments




Implementation channels

Desktop and mobile

Processing model

Full service (gateway + collecting)

* Subject to service agreements, legal entity location and presence, and company compliance approval. ** Settlement currencies vary based on merchant agreement

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