Payment methods

Accept ACH - A popular way to pay in the United States

ACH lets American customers pay directly from their bank accounts. Processing 24 billion electronic payments annually, ACH payments are familiar and trusted.

A versatile alternative to card payments

ACH enables merchants to debit an amount from a customer's bank account – moving money between banks without using paper checks, wire transfers, cards or cash. Learn more about ACH.

Widen your customer base

Built on the ACH network – comprised of over 130 million US bank accounts.

Suits your business model

Used across a wide range of industries for both single and recurring payments.

Cost-effective

Low fees make ACH a popular option for high-value payments.

Shorten time to revenue

Faster way to receive payments from your customers.

Add ACH to your payments flow

Let's get you up and running with ACH so you can get more value from every transaction. Reach out to our local experts today.

Accept ACH with Checkout.com

Expand your reach and drive better conversion with the payments methods your customers love. Wherever they are.

Payment type

Direct Debit

Min transaction amount

0.01 USD

Refunds

Yes
No

Implementation channels

Desktop and mobile

Merchant
countries *

United States

Business countries for ACH

United States
View all

Max transaction amount

None

Partial refunds

Yes
No

Processing model

Full service (gateway + collecting)

Consumer countries

United States

Consumer countries for ACH

United States
View all

Processing currency *

USD

Recurring transactions

Yes
No

Settlement currency

USD

Disputes

Yes
No
* Subject to service agreements, legal entity location and presence, and company compliance approval.

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