From October 1, 2025, merchants in the UK and Europe will see a notable increase in the Visa Secure Credential Framework (SCF) fee to 0.075% on purchase transactions processed without Network Tokens or EMV 3DS.
This development presents a further incentive to benefit from the lower scheme fees and enhanced acceptance rates offered by network tokens - secure, digital substitutes for a customer's primary account number (PAN) that we offer as part of our Boost Suite.
By adopting network tokens, you not only negate this new fee but also unlock benefits for your business.
Contact your account manager or request support to find out more about our network tokens and Boost can help you improve your payment performance. We’re happy to help discuss the setup that works for you.
* To achieve optimal acceptance rates, it is recommended to use Intelligent Acceptance to manage network token optimization.
As Director of Scheme Relationships, Omair plays a pivotal role in bridging the gap between Checkout.com and the major card schemes – Visa, Mastercard, American Express, and JCB. With over 11 years of experience in scheme relationships, Omair is an expert at navigating the complexities of scheme requirements, helping you keep up to date on key changes that affect our merchants.
Follow on Linkedin