The CAVV is a cryptographic value generated during 3D Secure authentication and returned in our API responses when a 3D Secure authentication is approved.
Visa is reminding merchants that scheme rules do not allow the reuse or storing of the CAVV. It’s also crucial to be aware that the CAVV is only valid for 90 days from the date of authentication.
If you need to generate a new CAVV for delayed authorizations, split shipments, or other use cases, you can use 3D requester-initiated authentications (3RI) to submit data and authenticate a card-not-present (CNP) transaction.
As Manager of Scheme Relationships, Dola plays a pivotal role in bridging the gap between Checkout.com and the major card schemes – Visa, Mastercard, American Express, and JCB. With over a decade of experience managing payment operations at globally recognised fintechs and high-growth consumer brands, she brings deep expertise in optimising payment systems and translating scheme changes into meaningful value for merchants, all through a strong customer-centric lens.
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