Payment methods

ACCEPT SWISH - POLAND'S DOMINANT PAYMENT APP

BLIK is Poland’s preferred digital payment method, letting customers pay with one-time codes from their mobile banking apps

Unlock the Polish market with BLIK

BLIK is Poland’s preferred digital payment method, letting customers pay with one-time codes from their mobile banking apps. No cards, no delays – just fast, trusted payments. With high adoption among younger, mobile-first users, BLIK helps you convert more carts and cut payment friction in Central Europe’s most dynamic ecommerce market.

Lead in Poland's digital checkout

BLIK powers 68% of ecommerce A2A payments in Poland – making it the payment method most local shoppers expect to see at checkout.

Pay instantly – no card required

Customers confirm payments in their mobile banking app using a six-digit code or one-click flows – for secure, real-time transactions.

Bank backed and customer approved

Embedded in every major Polish banking app, BLIK is trusted by consumers and built to convert.

Built for scale and ready for more

BLIK supports multiple payment flows, with more to come, meaning room for more growth from one integration.

Add BLIK to your payments flow

Let's get you up and running with BLIK so you can get more value from every transaction. Reach out to our local experts today.

Accept BLIK with Checkout.com

Expand your reach and drive better conversion with the payments methods your customers love. Wherever they are.

Payment type

Account to account

Min transaction amount

0.01 PLN

Refunds

Yes
No

Implementation channels

Unified Payments API

Merchant
countries *

Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden

Business countries for BLIK

Austria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
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Max transaction amount

50,000 PLN

Partial refunds

Yes
No

Processing model

Collecting

Consumer countries

Poland

Consumer countries for BLIK

Poland
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Processing currency *

PLN

Recurring transactions

Yes
No

Settlement currency

PLN

Disputes

Yes
No
* Subject to service agreements, legal entity location and presence, and company compliance approval. ** Settlement currencies vary based on merchant agreement