Payment methods

Accept SEPA – Simplifying banking across Europe

Seamless, quick and cost-effective direct debits across 36 European countries. SEPA facilitates more than 20 billion transactions a year.

Quick and affordable European payments

SEPA provides a Europe-wide Direct Debit system, facilitating quick and affordable euro bank transfers for millions of customers. All within a guaranteed time-frame.

Suits your business

Flexibly supports one-click, one-time and recurring payments.

Slick transaction flows

Ensure a smoother checkout with this quick and convenient payment method.

Simple cross-border payments

Convenience and standardization across Europe – avoid cross-border fees.

Expand your reach

Access to over 520 million potential customers across 36 countries.

Add SEPA to your payments flow

Let's get you up and running with SEPA so you can get more value from every transaction. Reach out to our local experts today.

Accept SEPA with Checkout.com

Expand your reach and drive better conversion with the payments methods your customers love. Wherever they are.

Payment type

Direct Debit

Min transaction amount

Bank dependent

Refunds

Yes
No

Implementation channels

Desktop and mobile

Merchant
countries *

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia...

Business countries for SEPA

Austria
Belgium
Bulgaria
Croatia
Cyprus
Czechia
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Iceland
Ireland
Italy
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Netherlands
Norway
Poland
Portugal
Romania
Slovakia
Slovenia
Spain
Sweden
Switzerland
United Arab Emirates
Saudi Arabia
Kuwait
Oman
Bahrain
Qatar
Egypt
Jordan
Pakistan
Australia
China
Hong Kong
Malaysia
New Zealand
Singapore
United Kingdom
United States
Argentina
Brazil
Chile
Colombia
Ecuador
Mexico
Paraguay
Peru
Uruguay
View all

Max transaction amount

Bank dependent

Partial refunds

Yes
No

Processing model

Full service (gateway + collecting)

Consumer countries

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech R...

Consumer countries for SEPA

Austria
Belgium
Bulgaria
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Iceland
Ireland
Italy
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Netherlands
Norway
Poland
Portugal
Romania
Slovakia
Slovenia
Spain
Sweden
Switzerland
Monaco
View all

Processing currency *

EUR

Recurring transactions

Yes
No

Settlement currency

EUR

Disputes

Yes
No
* Subject to service agreements, legal entity location and presence, and company compliance approval. ** Settlement currencies vary based on merchant agreement