Checkout.com launches Flow Remember Me, a one-click solution for global digital payments

  • Flow Remember Me allows shoppers to save card details once for faster payments across Checkout.com’s global network of merchants.
  • Early data shows up to 70% reduction in checkout time and a 7% uplift in acceptance rates for merchants using Flow Remember Me.
  • A revamped AI analytics suite, new payment optimization tools, expanding acquiring footprint, and agentic partnerships with Visa, Mastercard, and Google were also announced.

London, UK - October 8, 2025 - Checkout.com, a leading global digital payments company, today announced a series of innovations across its product suite, designed to keep merchants ahead in a rapidly evolving digital economy.

Speaking at Thrive Venice, Checkout.com’s merchant summit, Chief Product Officer Meron Colbeci announced the global launch of Flow Remember Me, an extension of Flow that allows shoppers to save their card details once and then have them immediately available for use across Checkout.com’s global network of merchants. By eliminating the need to re-enter information, Flow Remember Me makes transactions faster and more likely to convert. 

Following a successful beta launch in the Middle East, Flow Remember Me is now available in 194 countries, with early adopters experiencing 22% fewer authentication challenges, 30% less timeouts, and a 70% reduction in checkout time. Merchants who combine Flow and Remember Me have also seen up to a 7% uplift in acceptance rates.

Flow offers customisable, ready-to-deploy payment components through a single integration with Checkout.com’s global network. Merchants can enable over 35 payment methods through configuration and no engineering cycles, which simplifies entry into new markets. Flow is helping merchants like Vinted, Papa Johns, Virgin Active, and the UK’s Royal Mint boost conversions and ease compliance by adapting payment options to location and device.

The launch of Flow Remember Me builds on the release of Flow for Mobile, extending availability for mobile-first businesses so developers can offer an embedded in-app checkout. Standalone Flow was also made available through Checkout.com’s proprietary Forward API, so merchants can operate in a multi-PSP environment. 

Meron Colbeci, Chief Product Officer at Checkout.com, comments: “Merchants need tools that dynamically present the right payment experience to consumers based on market, devices, payment methods, and local regulations. Flow’s modular architecture simplifies compliance management and takes advantage of network optimisations, providing merchants with measurable increases in acceptance rates.”  

Checkout.com made several other announcements across its product suite, including an expanding acquiring footprint, improved merchant insights, new issuing capabilities, and agentic partnerships:

  • Agentic Commerce: Checkout.com has announced a suite of services that help merchants prepare for a new era where intelligent agents shop on behalf of their customers. These services address key challenges of utility, trust, identity, fraud, and liability by giving merchants tools for personalisation, control management, secure agent onboarding, and credentialing. Checkout.com is dedicated to creating trusted agentic commerce experiences for enterprise merchants and is partnering with companies including Visa, Mastercard, Google, and many others to make this a reality.
  • AI-powered dashboard and analytics: A revamped analytics suite now follows the full lifecycle of a payment, based on transparent and trustworthy data, so merchants can identify patterns and make smarter decisions faster. The new interfaces bring large language model intelligence directly into the dashboard, enabling users to ask natural language questions to deliver actionable insights.
  • Expanding acquiring footprint: Checkout.com continues to invest heavily in North America, with the Georgia Department of Banking and Finance recently accepting the company’s application for a Merchant Acquirer Limited Purpose Bank (MALPB) charter. Once approved, Checkout.com will have direct access to US card networks, allowing it to act as its own acquirer. The charter will enable greater control and improved digital payments performance for enterprise merchants.
  • Issuing: Checkout.com is now a dual-network issuer in the UK and Europe. Merchants can issue physical or virtual cards, eliminate pre-funding, and access funds instantly, improving cash flow. The company is working with Visa and Mastercard to expand its issuing services to the UAE and the US in 2026.
  • Re-directionless 3D Secure (3DS): Checkout.com is introducing re-directionless 3D Secure (3DS) to eliminate redirects that cause customer drop-off during payment. Built directly into Intelligent Acceptance, Checkout.com’s AI-powered optimisation engine, it keeps the security of 3DS without sending customers to a separate page, ensuring an embeddable payment experience.
  • Payment performance: Intelligent Acceptance has now surpassed $15 billion in generated revenue, funds that merchants like Vinted, Papa Johns, and Delivery Hero would have otherwise lost to false declines.

Mariano Albera, Chief Technology Officer at Checkout.com, comments: “The digital economy is being fundamentally reshaped by AI, with smarter fraud prevention, optimised routing, and more personalised experiences. Our mission is to embed AI and machine learning into every layer of our platform, from our new analytics dashboard to Intelligent Acceptance, to help merchants prepare for the future. The combination of AI, data, and payments is redefining how money moves through the digital economy, and enabling the rise of agentic commerce, where AI agents will transact autonomously.”

Checkout.com recently announced a $12 billion valuation and an employee share buyback program. The company expects to generate over 30% net revenue growth in its core business of commerce and fintech. Checkout.com will process over $300bn in eCommerce payment volume this year, and is regularly processing more than $1bn each day. Checkout.com is trusted by global enterprises and has announced partnerships this year with eBay, Pinterest, Vinted, ASOS, and GetYourGuide.