LONDON, UK—31 March, 2026 — Checkout.com, a leading global digital payments company, today announced its integration with SAP (NYSE: SAP) Commerce Cloud’s Open Payment Framework (OPF), giving enterprise merchants a faster and simpler way to integrate their payment service providers without the need for custom integrations.
SAP’s Open Payment Framework is a cloud-native extension for SAP Commerce Cloud designed to streamline how merchants integrate and manage payment providers. Instead of building and maintaining complex custom integrations, businesses can use a standardized framework to connect to payment partners and deploy new payment capabilities more quickly.
Through the integration, merchants can deploy Flow, Checkout.com’s customizable checkout solution that enables businesses to accept payments through a single integration. Flow provides pre-built payment components that can be embedded directly into a merchant’s checkout, allowing businesses to accept major cards and local payment methods while maintaining security and compliance requirements. Merchants using Flow have seen up to 5% higher payment acceptance rates and 18.5% fewer authentication challenges, helping improve checkout performance and reduce friction for customers.
Flow also supports faster repeat purchases through Remember Me, which allows customers to securely save their payment details for future checkouts. Merchants using Remember Me have seen checkout times cut by up to 70%, helping speed up purchases and reduce drop-off.
“Enterprise businesses running on SAP expect payments infrastructure that performs at scale and evolves with their needs,” said Ashley Paulus, Head of Revenue for UK and Europe, Checkout.com. “By integrating Flow with SAP’s Open Payment Framework, we’re making it easier for merchants to launch optimized payment experiences and start improving performance faster.”
Checkout.com first built its integration with SAP Commerce Cloud in 2023 to support enterprise customers already operating on SAP infrastructure. The addition to the Open Payment Framework expands this collaboration, enabling merchants to activate Checkout.com’s payments platform within SAP’s Commerce Cloud environment with significantly less development effort.
“Integrating payments into enterprise e-commerce platforms has traditionally been complex and resource-intensive,” said Marcus Schreiner - Global Vice President Strategic Partnership Initiatives for SAP CX Product & Engineering. “With Checkout.com, one of the leading Payment Service providers globally, now natively integrated into the Open Payment Framework, SAP Commerce Cloud merchants can connect to Checkout.com more easily and launch new payment capabilities significantly faster.”