AGENTIC COMMERCE

TURN AI RECOMMENDATIONS INTO DIRECT REVENUE

Use AI agents to drive revenue. Connect your checkout once, then start accepting purchases directly from tools like ChatGPT, Copilot, and Gemini – with high approval rates and total control.

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Built with leading agentic networks and platforms

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The Security Demand

of APAC consumers  use AI for product discovery

The Agentic Potential

$5T

in agentic commerce estimated by 2030

The Trust Gap

consumers more open to agentic commerce with stronger security

The Brand Threat

Consumers would let an AI agent switch brands for a better deal

Scalable, high-performance agentic commerce

Turn AI into revenue

AI is already driving product discovery. Now it can drive transactions. Capture purchases at the moment of intent – not after the customer drops off.

One integration

Connect once and support every major agentic model. No rebuilds. No one-off integrations. No need to commit to a single platform.

Stay in control

Know when an agent is acting on behalf of a customer. Validate intent, apply limits, and manage risk with the same controls you use today.

The challenge of
in-chat checkouts

More customers are starting to buy with the help of AI, but most journeys break before payment. Without a consistent and secure way to work with agents, merchants face a range of issues that stop that browsing moment becoming a transaction:

Trust & access

There’s no way to tell agents from humans, and without verification there’s a bigger risk of fraud.

Credentials & inventory

Stale inventory and broken credential flows kill conversion before checkout.

Proof of intent

No way to prove the consumer authorised an agent transaction. Disputes become unwinnable.

Approval rates

Issuers decline agent transactions – no biometrics, no device fingerprint, no trust signal.

One integration for every organisation

We connect all the protocols you need into one simple system, so you don’t have to waste time rebuilding for each.

Agentic Commerce Protocol (ACP)

Powers transactions through ChatGPT and ChatGPT apps. Checkout.com is directly integrated as a certified payment handler.

Universal Commerce Protocol (UCP)

Powers checkout in Google Gemini and AI Mode. Checkout.com processes UCP transactions via Google Pay rails.

Identification (Visa Trusted Agent Protocol)

Identifies agents at the website via cryptographic signatures built on Web Bot Auth (IETF) Standards.

Intent (Google Agent Payments Protocol, MC Verifiable Intent)

Proves the intent for authorization. What the user told the agent, what they approved, and at what price is saved cryptographically.

Flowchart showing merchants connected to an enterprise connectivity layer, which links to OpenAI Agentic Commerce Protocol, Google Universal Commerce Protocol/Agent Payments Protocol, Visa Intelligent Commerce, and Mastercard Agent Pay.

TRASACTION LAYER

Reach every agent channel

All agents will transact through Checkout.com’s smart platform, covering identity verification, tokenization, and payment acceptance.

Automatically integrates and adapts for any new AI interfaces that launch
Optimizes approval rates and security across every channel
Speeds up time to value when new protocols go live
Powers tokenization, routing, and risk scoring from your existing stack

Own your agentic payment strategy

Agentic payments are designed to help you capture demand without extra complexity. Through our system, you can identify agent traffic, validate users, and handle disputes with the same level of control you have today.

Use your existing vault

Agent-scoped tokens are stored in your existing Checkout.com vault, so no migration or extra storage is needed.

Improve authorization for issuers

Key trust signals are passed through the payment chain, so issuers can approve transactions with confidence.

Optimize every checkout

Validated product data, pricing, and order details flow directly into your checkout, reducing drop-offs.

Route across protocols

Process agentic transactions through a single connection, regardless of which protocol they came from.

Track consent and evidence

Proof of consent is captured at every transaction, and evidence is always saved in case a dispute is filed.

Fully control your policies

Set spend limits, category restrictions, and session-level permissions that apply to every transaction.

Turn browsers into buyers

Stay discoverable across AI-led channels. When agents shop, your products show up, and are easy to buy.

Stay on top of transactions

Get full visibility into agent-initiated purchases. Set your terms, approve the credentials, and own the relationship.

Simplify your integrations

Your current Checkout.com setup extends into agentic commerce. Use the same vault, tokens, and routing for ease.

Get a cross-channel view

Manage many transactions from multiple AI-led sources in a single reporting and operations dashboard.

Resolve disputes early

Proof of consumer intent is captured at the point of transaction, so you’ll have evidence before chargebacks arrive.

Add new channels anytime

Any new protocols that launch are automatically added to your existing integration. No rebuilding or tweaking needed.

How to prepare your stack for agentic commerce

Three steps to get your payments stack agent-ready.

Make sure agents can read your data

Agents need clean data to present your products, including structured feeds, rich metadata, and clear pricing.

Review checkout and credential flows

Your Checkout.com vault can support delegated authorization patterns. Verify readiness and flag any gaps.

Define policies, permissions, and controls

Set the boundaries for how agents on your behalf, like spend limits, category rules, and consent requirements.

Sign up for an agentic commerce pilot today

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Frequently asked questions

What is agentic commerce?

Agentic commerce is when AI assistants act on behalf of consumers to discover, compare, and purchase products. Instead of browsing a website, the customer tells an AI agent what they want – and the agent handles the rest, including checkout.

Do I need to rebuild my payments integration?

No. If you're already processing with Checkout.com, your existing vault, tokens, and routing extend into agentic flows. One integration covers every major AI commerce protocol.

Which AI platforms are supported?

Checkout.com is built to support transactions from ChatGPT (via OpenAI's Agentic Commerce Protocol), Google Gemini (via Universal Commerce Protocol), and Microsoft Copilot – with more platforms added as protocols launch.

How do you handle fraud and disputes?

Every agent transaction includes cryptographic proof of consumer intent – what the user asked for, what they approved, and at what price. This evidence is captured at transaction time, before a dispute is ever filed.

What are commerce protocols vs trust protocols?

Commerce protocols (like OpenAI ACP and Google UCP) define how agents discover and transact. Trust protocols (like Visa Trusted Agent and Mastercard Verifiable Intent) verify the agent's identity and prove the consumer authorised the transaction. You need both layers.

Is this available now?

Agentic Commerce is in early access for selected partners. Get in touch to discuss readiness and onboarding.