Create a payment with the amounts in the table below to simulate and trigger the listed response codes. To use them, just change the amount of your test payment. If you use any other amount, your payment will return as approved (response code
If an amount contains an
x, you can replace it with any number of your choosing. For example,
xxx05 could be used as
Response code simulations are only available for 'divide by 100' currencies.
Declined - Do not honour
Invalid card number
Bad track data
Response received too late / timeout
Card not 3D Secure enabled
Unable to specify if card is 3D Secure enabled
3D Secure system malfunction (3DS1-enabled cards only)
3D Secure authentication required
Expired card - Pick up
Payment blocked due to risk
Gateway reject - Post code failed
Issuer initiated a stop payment (revocation order) for this authorization
Issuer initiated a stop payment (revocation order) for all payments
Create a payment using the following cards to simulate and trigger the listed response codes.
Bypassing the response codes
You can turn off this feature so that the payment will be approved no matter which amount is provided. To do so, simply set the card's expiry date to
Response codes related to 3D Secure (
5029) will not be bypassed.