agenda

1:00 PM - 6:00 PM
CHECK IN WITH CHECKOUT.COM
CHECK IN WITH CHECKOUT.COM
Registration

Pick up your badge and get ready for an unforgettable experience.

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1:30 PM - 5:00 PM
DISCOVER NEWPORT BEACH - OPTIONAL ACTIVITIES
DISCOVER NEWPORT BEACH - OPTIONAL ACTIVITIES
Activities

Surfing at Newport Beach

Experience a classic Southern Californian pastime with an afternoon on the water alongside fellow attendees. Whether you're a first-time surfer or a seasoned rider, our expert instructors will help you make the most of the experience. All equipment will be provided, with additional details shared closer to the event. Limited capacity – sign up in the registration portal.

Duffy boat harbor tour

Set sail for a classic Newport Harbor excursion. Enjoy a scenic cruise past the bay’s iconic waterfront homes and landmarks. Relaxed atmosphere, scenic landscape, and good company guaranteed. Limited capacity – sign up in the registration portal.

Guided nature walk

Get outside and explore the coastal trails around Newport Beach with a local guide. Fresh air, nice scenery, and easy conversation, a welcome change of pace from the conference floor. Limited capacity – sign up in the registration portal.

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6:00 PM - 9:00 PM
WELCOME RECEPTION
WELCOME RECEPTION
Networking

Kick off Thrive in style and join us for dinner, drinks, and networking at The Pendry Pool Terrace. It’s the perfect spot to spark new connections and set the pace for the week ahead.

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7:00 AM - 8:00 AM
MORNING ENERGIZERS
MORNING ENERGIZERS
Activities

Pick up the pace with a morning run or join us at the hotel lawn for a sunrise stretch session to awaken your mind and body. Limited capacity – sign up in the registration portal.

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7:00 AM - 8:30 AM
Breakfast
Breakfast
Networking

Kick things off with breakfast to fuel the day ahead, reconnect with familiar faces, and meet a few new ones before the sessions begin.

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8:00 AM - 10:00 AM
PAYMENTS STUDIO AND MEETING HUB OPEN
PAYMENTS STUDIO AND MEETING HUB OPEN
Networking

Explore new innovations, meet our team, and connect over coffee and tea.

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8:00 AM - 10:00 AM
FRIENDS BEFORE KEYNOTES
FRIENDS BEFORE KEYNOTES
Networking

First Thrive? Or here to reunite with your favorite payments geeks?
Join us for a bit of structured fun before the keynotes kick off. You'll meet fellow commerce, product, and payments leaders through a series of quick introductions designed to help you build connections from day one.

Skip the awkward "so, what company are you with?" conversations and get straight to the good stuff.

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10:00 AM - 10:30 AM
The evolution of performance in the new economy
The evolution of performance in the new economy
keynote

The pursuit of performance never ends. Commerce is changing. Again. Not because of another payment method or technology trend, but because the way people buy and the way money moves is being rewritten in real time. Join Checkout.com's CEO and Founder, Guillaume Pousaz, as he explores the opportunities emerging in the world's largest payments market and why we need a new relationship with money.

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10:30 AM - 11:15 AM
WHAT’S NEW AND WHAT’S NEXT
WHAT’S NEW AND WHAT’S NEXT
keynote

Join Checkout.com's product and technology leaders, alongside some of the world's largest merchants, as we take you behind the roadmap. We'll unpack what's live, what's coming next, and the challenges we're obsessed with solving: from AI and payment performance to money movement and everything in between. Expect first looks at some of our most significant product launches, the thinking behind them, and how they're helping businesses win in the new economy.

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11:15 AM - 11:45 AM
COFFEE BREAK
COFFEE BREAK
Networking
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11:45 AM - 12:15 PM
DECODING THE US: THE WORLD’S LARGEST PAYMENTS OPPORTUNITY
DECODING THE US: THE WORLD’S LARGEST PAYMENTS OPPORTUNITY
panel discussion

The US is the world's largest payments market, and one of its most complex: fragmented acquiring, high consumer expectations, and deeply entrenched incumbents make it a difficult market to optimize, even for merchants who operate here every day. This panel unpacks what makes the US so demanding, what merchants should be paying attention to right now, and what lessons from other regions, and the experience of breaking into the US as an outsider, can offer.

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12:15 PM - 12:45 PM
PERFORMANCE IN THE AUTONOMOUS ERA
PERFORMANCE IN THE AUTONOMOUS ERA
panel discussion

The question is no longer if AI will transform commerce. It's who will use it best. The most innovative businesses are already using AI to improve conversion, recover revenue, and make better decisions in real time. But every advantage creates a new challenge. If AI can help customers buy, it can help fraudsters steal. Join leaders across payments, commerce, and AI as they explore how to balance growth with risk, performance with profitability, and innovation with trust in an increasingly autonomous world.

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12:45 PM - 2:15 PM
INDUSTRY NETWORKING LUNCH
INDUSTRY NETWORKING LUNCH
Networking

Refuel and connect with peers from your industry. Explore mutual challenges, discover new ways to collaborate, and spark performance.

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2:15 PM - 3:45 PM
BREAKOUT SESSIONS
BREAKOUT SESSIONS
Breakout Session

Time to break out. Move beyond the mainstage and into smaller, more interactive conversations. Whether you're looking to challenge assumptions, swap notes with peers, or dive deeper into a specific topic, these sessions are designed for discussion, debate, and practical insight.

Choose your preferred breakouts in the registration portal from the selection below: 

We are putting real merchant payment flows into the hot seat to dissect how they are leveraging the latest, cutting-edge optimization tactics, from AI-driven routing and real-time network tokenization to advanced authentication strategies. Alongside Checkout.com's core performance team, fellow merchants will take the stage to walk through their actual stack audits, sharing the exact tweaks that rescued their conversion rates and acceptance scores.
Everyone is talking about agentic commerce, but few businesses have a clear roadmap. Join this interactive discussion to explore what agentic readiness really means, from trust and authentication to machine-to-machine payments and customer ownership. Bring your questions, challenge assumptions, and separate real opportunities from industry hype.
Should you be hiring more people, or teaching AI to do the work? As automation reshapes how payments teams operate, leaders face new questions about talent, team design, and influence. Join peers to discuss how payments organizations are evolving, how to connect payments performance to business outcomes, and how to earn a stronger voice in the decisions that matter most.
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3:45 PM - 4:30 PM
Technology Keynote: Building at the speed of AI
Technology Keynote: Building at the speed of AI
keynote

What happens when every engineer has an AI co-pilot? Software gets built differently. Ideas move faster. The pace of innovation changes. Join Checkout.com's CTO for a behind-the-scenes look at how AI is transforming the way we build at Checkout.com. Then hear from AI pioneers and technology leaders as they explore key developments shaping technology, business, and the future of society.

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5:45 PM - 10:00 PM
EVENING CELEBRATION: PELICAN HILL
EVENING CELEBRATION: PELICAN HILL
Networking

Overlooking the Pacific, Pelican Hill sets the stage for an unforgettable evening of entertainment, connection, and festivity in a setting like no other. Dress code: smart casual. Meet in the hotel lobby at 5:45pm for transfers.

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10:00 PM - LATE
THRIVE AFTER HOURS
THRIVE AFTER HOURS
Networking

Day two is done, but the conversations don't have to end. Head back to the Pendry Bar to grab a nightcap and round off an eventful opening day.

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7:00 AM - 8:00 AM
ENERGIZE AND MOVE
ENERGIZE AND MOVE
Activities

Pick up the pace in our morning run or join us at the hotel lawn for sunrise Pilates to awaken your mind and body. Limited capacity – sign up in the registration portal.

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7:00 AM - 8:30 AM
Breakfast
Breakfast
Networking

Fuel up with breakfast before another full day of insights, conversations, and connections.

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8:00 AM - 9:30 AM
PAYMENTS STUDIO AND MEETING HUB OPEN
PAYMENTS STUDIO AND MEETING HUB OPEN
Networking

Visit the Payments Studio throughout the day to explore the latest in payments innovations through interactive demos, and connect with our team in the meeting hub.

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8:00 AM - 9:30 AM
EMPOWER HER: NETWORKING BREAKFAST
EMPOWER HER: NETWORKING BREAKFAST
Networking

Join us for breakfast and a candid conversation with inspiring women and allies from across the payments industry. Building a career is rarely a straight line. Hear the stories behind the successes, the lessons learned through challenges, and the moments that shaped their journeys. Together, we'll explore leadership, growth, resilience, and navigating change in a rapidly evolving industry, while sharing practical advice you can take forward on your own path.

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9:30 AM - 09:45 AM
POWER UP
POWER UP
keynote

Time to power up! Kick off the final day with us.

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09:45 AM - 10:15 AM
THE AGENTIC PROMISE
THE AGENTIC PROMISE
keynote

What if the future of agentic commerce has less to do with AI, and more to do with human behavior? Join industry leaders as we unpack the latest consumer research, emerging behaviors, and changing expectations shaping the future of agentic commerce. Through live polling, audience participation, and interactive debate, we'll put some of the biggest assumptions about AI-powered shopping to the test. The real question: is consumer demand moving faster than the technology, or is the technology moving faster than consumers are willing to follow?

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10:15 AM - 10:45 AM
Stablecoins: Payment rails for the new economy
Stablecoins: Payment rails for the new economy
panel discussion

Stablecoins and new payment rails are challenging long-standing assumptions about how money can move around the world, and merchants are asking practical questions on what this means for them. At the same time, a growing share of consumers already hold and transact in digital dollars, raising the question of how merchants should respond. Join senior leaders for a practical conversation on what stablecoins deliver today versus what's still maturing, so you leave with a clear view of whether and how they fit your payment strategy.

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10:45 AM - 11:15 AM
COFFEE BREAK
COFFEE BREAK
Networking
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11:15 AM - 12:00 PM
BREAKOUT SESSIONS
BREAKOUT SESSIONS
Breakout Session

Choose your track: dive into the codebase and build live solutions in our AI hackathon, or sit down with your peers to trade practical insights in the Ideas Exchange.

Less talking. More building. Join Checkout.com's engineers, AI specialists, and performance experts for a fast-paced, hands-on session where ideas become prototypes. Bring a payment challenge, an automation headache, or a wild idea, and see what happens when people and AI start building together.
A dedicated collaborative workspace designed to let you crowd-source solutions to your exact operational challenges. The room will be divided into specific, topic-driven roundtables where you can sit down with fellow merchants to swap execution tactics, debate strategies, and learn how your peers are navigating the exact same hurdles. We are tailoring the specific focus areas based directly on your feedback during registration, ensuring you spend your afternoon tackling the themes that matter most to your business.
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12:15 PM - 1:00 PM
THE UNIFIED THEORY OF HIGH PERFORMANCE
THE UNIFIED THEORY OF HIGH PERFORMANCE
panel discussion

Join an extraordinary mix of leaders from business, technology, sport, and beyond as we explore what drives them, what keeps them up at night, and why some people seem wired to keep pushing long after everyone else stops. A fitting finale to Thrive Newport Beach as we put our unified theory of high performance to the test.

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1:00 PM - 2:30 PM
LUNCH AND LAST CONNECTIONS
LUNCH AND LAST CONNECTIONS
Networking

Before flights, inboxes, and reality take over, join us for one final meal together. Catch up with new friends, continue unfinished conversations, and ensure you leave with fresh insights from Thrive Newport Beach.

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3:00 PM - 6:00 PM
DISCOVER NEWPORT BEACH  - OPTIONAL ACTIVITIES
DISCOVER NEWPORT BEACH  - OPTIONAL ACTIVITIES
Activities

Surfing at Newport Beach

Experience a classic Southern Californian pastime with an afternoon on the water alongside fellow attendees. Whether you're a first-time surfer or a seasoned rider, our expert instructors will help you make the most of the experience. All equipment will be provided, with additional details shared closer to the event. Limited capacity – sign up in the registration portal.

Duffy boat harbor tour

Set sail for a classic Newport Harbor excursion. Enjoy a scenic cruise past the bay’s iconic waterfront homes and landmarks. Relaxed atmosphere, scenic landscape, and good company guaranteed. Limited capacity – sign up in the registration portal.

Guided nature walk

Get outside and explore the coastal trails around Newport Beach with a local guide. Fresh air, nice scenery, and easy conversation, a welcome change of pace from the conference floor. Limited capacity – sign up in the registration portal.

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