agenda

1:00 PM - 6:00 PM
CHECK IN WITH CHECKOUT.COM
CHECK IN WITH CHECKOUT.COM
Registration

Pick up your badge and get ready for an unforgettable experience.

Dropdown Arrow
1:30 PM - 5:00 PM
DISCOVER NEWPORT BEACH - OPTIONAL ACTIVITIES
DISCOVER NEWPORT BEACH - OPTIONAL ACTIVITIES
Activities

Surfing at Newport Beach

Experience a classic Southern Californian pastime with an afternoon on the water alongside fellow attendees. Whether you're a first-time surfer or a seasoned rider, our expert instructors will help you make the most of the experience. All equipment will be provided, with additional details shared closer to the event. Limited capacity – sign up in the registration portal.

Duffy boat harbor tour

Set sail for a classic Newport Harbor excursion. Enjoy a scenic cruise past the bay’s iconic waterfront homes and landmarks. Relaxed atmosphere, scenic landscape, and good company guaranteed. Limited capacity – sign up in the registration portal.

Guided nature walk

Get outside and explore the coastal trails around Newport Beach with a local guide. Fresh air, nice scenery, and easy conversation, a welcome change of pace from the conference floor. Limited capacity – sign up in the registration portal.

Dropdown Arrow
6:00 PM - 9:00 PM
WELCOME RECEPTION
WELCOME RECEPTION
Networking

Kick off Thrive in style and join us for dinner, drinks, and networking at The Pendry Pool Terrace. It’s the perfect spot to spark new connections and set the pace for the week ahead.

Dropdown Arrow
7:00 AM - 8:00 AM
MORNING ENERGIZERS
MORNING ENERGIZERS
Activities

Pick up the pace with a morning run or join us at the hotel lawn for a sunrise stretch session to awaken your mind and body. Limited capacity – sign up in the registration portal.

Dropdown Arrow
8:00 AM - 10:00 AM
PAYMENTS STUDIO OPEN
PAYMENTS STUDIO OPEN
Networking

Explore new innovations, meet our team, and connect over coffee and tea.

Dropdown Arrow
8:00 AM - 10:00 AM
FRIENDS BEFORE KEYNOTES
FRIENDS BEFORE KEYNOTES
Networking

First Thrive? Or here to reunite with your favorite payments geeks?
Join us for a bit of structured fun before the keynotes kick off. You'll meet fellow commerce, product, and payments leaders through a series of quick introductions designed to help you build connections from day one.

Skip the awkward "so, what company are you with?" conversations and get straight to the good stuff.

Dropdown Arrow
10:00 AM - 10:30 AM
The evolution of performance in the new economy
The evolution of performance in the new economy
keynote

The pursuit of performance never ends. Commerce is changing. Again. Not because of another payment method or technology trend, but because the way people buy and the way money moves is being rewritten in real time. Join Checkout.com's CEO and Founder, Guillaume Pousaz, as he explores the opportunities emerging in the world's largest payments market and why we need a new relationship with money.

Dropdown Arrow
10:30 AM - 11:15 AM
WHAT’S NEW AND WHAT’S NEXT
WHAT’S NEW AND WHAT’S NEXT
keynote

Join Checkout.com's product and technology leaders, alongside some of the world's largest merchants, as we take you behind the roadmap. We'll unpack what's live, what's coming next, and the challenges we're obsessed with solving: from AI and payment performance to money movement and everything in between. Expect first looks at some of our most significant product launches, the thinking behind them, and how they're helping businesses win in the new economy.

Dropdown Arrow
11:15 AM - 11:45 AM
COFFEE BREAK
COFFEE BREAK
Networking
Dropdown Arrow
11:45 AM - 12:15 PM
DECODING THE US: THE WORLD’S LARGEST PAYMENTS OPPORTUNITY
DECODING THE US: THE WORLD’S LARGEST PAYMENTS OPPORTUNITY
panel discussion

The US is the world's largest commerce opportunity today. Yet some of its biggest payment challenges remain unsolved. Behind every transaction sits a complex web of issuers, networks, regulations, routing decisions, and customer expectations. Join industry leaders as we explore what's left to fix, how the world's leading merchants are approaching performance, and where the next wave of innovation is coming from.

Dropdown Arrow
12:15 PM - 12:45 PM
PERFORMANCE IN THE AUTONOMOUS ERA
PERFORMANCE IN THE AUTONOMOUS ERA
panel discussion

The question is no longer if AI will transform commerce. It's who will use it best. The most innovative businesses are already using AI to improve conversion, recover revenue, and make better decisions in real time. But every advantage creates a new challenge. If AI can help customers buy, it can help fraudsters steal. Join leaders across payments, commerce, and AI as they explore how to balance growth with risk, performance with profitability, and innovation with trust in an increasingly autonomous world.

Dropdown Arrow
12:45 PM - 2:15 PM
INDUSTRY NETWORKING LUNCH
INDUSTRY NETWORKING LUNCH
Networking

Refuel and connect with peers from your industry. Explore mutual challenges, discover new ways to collaborate, and spark performance.

Dropdown Arrow
2:15 PM - 3:30 PM
BREAKOUT SESSIONS
BREAKOUT SESSIONS
Breakout Session

Time to break out. Move beyond the mainstage and into smaller, more interactive conversations. Whether you're looking to challenge assumptions, swap notes with peers, or dive deeper into a specific topic, these sessions are designed for discussion, debate, and practical insight.

To shape our agenda, express interest in your preferred breakouts in the registration portal from the selection below:

We are putting real merchant payment flows into the hot seat to dissect how they are leveraging the latest, cutting-edge optimization tactics, from AI-driven routing and real-time network tokenization to advanced authentication strategies. Alongside Checkout.com's core performance team, fellow merchants will take the stage to walk through their actual stack audits, sharing the exact tweaks that rescued their conversion rates and acceptance scores.
Customers don't see your payment strategy. They experience your checkout. Join this interactive discussion to uncover the friction points, UX decisions, and local preferences that quietly reduce conversion. Compare approaches with peers, share lessons learned, and discover practical ways to improve customer experience and drive more completed purchases.
As platforms grow, so does complexity. From multi-party payments and payouts to compliance and global expansion, the challenges quickly multiply. Join platform leaders and industry experts to discuss how modern businesses are building scalable infrastructure, simplifying operations, and creating the flexibility needed to support long-term growth.
Embedding financial services can unlock new revenue streams, strengthen customer relationships, and create competitive advantage. It can also introduce operational complexity. Join industry leaders for a candid discussion on the opportunities, trade-offs, and lessons learned when deciding whether to build, partner, or buy.
Everyone is talking about agentic commerce, but few businesses have a clear roadmap. Join this interactive discussion to explore what agentic readiness really means, from trust and authentication to machine-to-machine payments and customer ownership. Bring your questions, challenge assumptions, and separate real opportunities from industry hype.
What if we could reinvent in-person payments from the ground up? Join this interactive discussion on the future of in-person commerce. Together, we'll explore what's missing from today's experiences, the technologies that could reshape them, and where the biggest opportunities for innovation still exist.
Should you be hiring more people, or teaching AI to do the work? As automation reshapes how payments teams operate, leaders face new questions about talent, team design, and influence. Join peers to discuss how payments organizations are evolving, how to connect payments performance to business outcomes, and how to earn a stronger voice in the decisions that matter most.
Dropdown Arrow
3:45 PM - 4:15 PM
SHOW ME YOUR AGENTS
SHOW ME YOUR AGENTS
panel discussion

What are your AI agents actually doing? Beyond the demos and headlines, businesses are using AI to write code, automate operations, optimize infrastructure, and make decisions faster than ever before. Join technology leaders for a candid discussion on where AI is delivering real gains, what's still overhyped, and how to build a business that's ready for what's next.

Dropdown Arrow
4:15 PM - 4:45 PM
THE MINDS BEHIND AI
THE MINDS BEHIND AI
panel discussion

Love it. Hate it. Fear it. Use it every day. Few technologies have moved faster, or sparked more debate. Join us for an unfiltered conversation with the people building the AI platforms reshaping our world. If you had the ability to influence the lives of billions of people, what would you build? What wouldn't you build? And how would you decide the difference?

Dropdown Arrow
5:45 PM - 10:00 PM
EVENING CELEBRATION: PELICAN HILL
EVENING CELEBRATION: PELICAN HILL
Networking

Overlooking the Pacific, Pelican Hill sets the stage for an unforgettable evening of entertainment, connection, and festivity in a setting like no other. Dress code: smart casual. Meet in the hotel lobby at 5:45pm for transfers.

Dropdown Arrow
10:00 PM - LATE
THRIVE AFTER HOURS
THRIVE AFTER HOURS
Networking

Day two is done, but the conversations don't have to end. Head back to the Pendry Bar to grab a nightcap and round off an eventful opening day.

Dropdown Arrow
7:00 AM - 8:00 AM
ENERGIZE AND MOVE
ENERGIZE AND MOVE
Activities

Pick up the pace in our morning run or join us at the hotel lawn for sunrise Pilates to awaken your mind and body. Limited capacity – sign up in the registration portal.

Dropdown Arrow
8:00 AM - 9:30 AM
PAYMENTS STUDIO AND MEETING HUB OPEN
PAYMENTS STUDIO AND MEETING HUB OPEN
Networking

Visit the Payments Studio throughout the day to explore the latest in payments innovations through interactive demos, and connect with our team in the meeting hub.

Dropdown Arrow
8:00 AM - 9:30 AM
EMPOWER HER: NETWORKING BREAKFAST
EMPOWER HER: NETWORKING BREAKFAST
Networking

Join us for breakfast and a candid conversation with inspiring women and allies from across the payments industry. Building a career is rarely a straight line. Hear the stories behind the successes, the lessons learned through challenges, and the moments that shaped their journeys. Together, we'll explore leadership, growth, resilience, and navigating change in a rapidly evolving industry, while sharing practical advice you can take forward on your own path.

Dropdown Arrow
9:30 AM - 09:45 AM
POWER UP
POWER UP
keynote

Time to power up! Kick off the final day with us.

Dropdown Arrow
09:45 AM - 10:15 AM
THE AGENTIC PROMISE
THE AGENTIC PROMISE
keynote

What if the future of agentic commerce has less to do with AI, and more to do with human behavior? Join industry leaders as we unpack the latest consumer research, emerging behaviors, and changing expectations shaping the future of agentic commerce. Through live polling, audience participation, and interactive debate, we'll put some of the biggest assumptions about AI-powered shopping to the test. The real question: is consumer demand moving faster than the technology, or is the technology moving faster than consumers are willing to follow?

Dropdown Arrow
10:15 AM - 10:45 AM
BUILDING RAILS FOR THE NEW ECONOMY
BUILDING RAILS FOR THE NEW ECONOMY
panel discussion

What if money moved as fast as the internet? Stablecoins and new payment rails are challenging decades-old assumptions about how money moves around the world. Join industry leaders as they discuss what's changing, where real adoption is happening today, and how businesses are preparing for the next generation of global commerce.

Dropdown Arrow
10:45 AM - 11:15 AM
COFFEE BREAK
COFFEE BREAK
Networking
Dropdown Arrow
11:15 AM - 12:00 PM
BREAKOUT SESSIONS
BREAKOUT SESSIONS
Breakout Session

Choose your track: dive into the codebase and build live solutions in our AI hackathon, or sit down with your peers to trade practical insights in the Ideas Exchange.

Less talking. More building. Join Checkout.com's engineers, AI specialists, and performance experts for a fast-paced, hands-on session where ideas become prototypes. Bring a payment challenge, an automation headache, or a wild idea, and see what happens when people and AI start building together.
A dedicated collaborative workspace designed to let you crowd-source solutions to your exact operational challenges. The room will be divided into specific, topic-driven roundtables where you can sit down with fellow merchants to swap execution tactics, debate strategies, and learn how your peers are navigating the exact same hurdles. We are tailoring the specific focus areas based directly on your feedback during registration, ensuring you spend your afternoon tackling the themes that matter most to your business.
Dropdown Arrow
12:15 PM - 1:00 PM
THE UNIFIED THEORY OF HIGH PERFORMANCE
THE UNIFIED THEORY OF HIGH PERFORMANCE
panel discussion

Join an extraordinary mix of leaders from business, technology, sport, and beyond as we explore what drives them, what keeps them up at night, and why some people seem wired to keep pushing long after everyone else stops. A fitting finale to Thrive Newport Beach as we put our unified theory of high performance to the test.

Dropdown Arrow
1:00 PM - 2:30 PM
LUNCH AND LAST CONNECTIONS
LUNCH AND LAST CONNECTIONS
Networking

Before flights, inboxes, and reality take over, join us for one final meal together. Catch up with new friends, continue unfinished conversations, and ensure you leave with fresh insights from Thrive Newport Beach.

Dropdown Arrow
3:00 PM - 6:00 PM
DISCOVER NEWPORT BEACH  - OPTIONAL ACTIVITIES
DISCOVER NEWPORT BEACH  - OPTIONAL ACTIVITIES
Activities

Surfing at Newport Beach

Experience a classic Southern Californian pastime with an afternoon on the water alongside fellow attendees. Whether you're a first-time surfer or a seasoned rider, our expert instructors will help you make the most of the experience. All equipment will be provided, with additional details shared closer to the event. Limited capacity – sign up in the registration portal.

Duffy boat harbor tour

Set sail for a classic Newport Harbor excursion. Enjoy a scenic cruise past the bay’s iconic waterfront homes and landmarks. Relaxed atmosphere, scenic landscape, and good company guaranteed. Limited capacity – sign up in the registration portal.

Guided nature walk

Get outside and explore the coastal trails around Newport Beach with a local guide. Fresh air, nice scenery, and easy conversation, a welcome change of pace from the conference floor. Limited capacity – sign up in the registration portal.

Dropdown Arrow
Save the date
Google Calendar
Apple Calendar
Outlook Calendar