Our in-house risk engine seamlessly integrates into our payment flow, helping to protect your business from fraud and keep your transactions secure.
Below, you can learn about the risk management rules that make up our risk engine and how they help to detect and prevent fraud.
Configuring your risk settings
If you want to change your risk settings, please get in touch with our Risk team at firstname.lastname@example.org.
Address verification service (AVS)
AVS is widely used in the US, Canada, and UK to verify the billing address provided by the cardholder with the address on file at the issuing bank.
Velocity rules allow you to automatically trigger actions based on the frequency of transactions with matching attributes over a specific period. These can be set up for a range of frequencies, including daily, weekly and monthly.
Mismatch rules can be configured to trigger when the details of a transaction do not correspond with one another (e.g., the difference in geo-location between the BIN country and the IP address of the cardholder).
Threshold amounts can be set to trigger a defined action based on the value and currency of a transaction, typically to manage exposure to fraudulent high-value orders.
Information such as email, billing address, shipping address, etc. can be checked against the Hub’s built-in tools to verify whether the information provided is valid or is potentially fraudulent, depending on the rules and actions set.
A custom list of high-risk countries that helps to prevent transactions to and from more fraud-prone locations.
A blacklist that rejects transactions based on four attributes: card, IP address, email, and phone number. We manage a global blacklist of cards that have been blacklisted by other Checkout.com merchants, and we block any card that has been blacklisted by at least three other merchants.