# Optimize your payments

Focusing on a payments optimization strategy is key to enhancing your business operations' efficiency and effectiveness. It plays an important role in generating revenue by improving conversion and ensures a seamless customer experience.

Payment optimization enables you to:

- Reduce cost by minimizing chargeback volumes and fees.
- Boost your acceptance rate and maintain it at a consistently high level.
- Measure and compare your payment performance against internal statistics.

As payment optimization is a continuous process, Checkout.com provides solutions that enable you to consistently monitor and address issues related to approval rates and payment requests.

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## Intelligent Acceptance

The [Intelligent Acceptance](https://www.checkout.com/docs/payments/optimize-payments/intelligent-acceptance.md) solution uses an optimization engine run on artificial intelligence models to optimize your payments and help increase your acceptance rates by automatically:

- Identifying issues and recover from errors in your payment requests by adjusting the payment message to issuer preference, scheme mandates, and regulations.
- Identifying the best route for each transaction, ensuring maximum acceptance
- Deciding between using network token or full card details (FPAN) based on issuer preferences
- Determining if the transaction requires Strong Customer Authentication (SCA) and improve the authentication request accordingly

You can also review metrics for your revenue optimized by Intelligent Acceptance.

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## Monitor integration health

The [Integration Health](https://www.checkout.com/docs/payments/optimize-payments/monitor-integration-health.md) solution analyzes your payment request payloads and offers actionable insights in real time.

It can help identify missing fields, invalid fields, and formatting issues. By addressing these issues, you can improve the integrity of your payment requests, boosting your performance.

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## Payment request data quality

When you create a payment request, you must include all required API fields for the request to be valid.

However, including certain optional payment and authentication fields can help better identify fraudulent transactions and reduce false declines.

Learn how to [improve payment request data quality](https://www.checkout.com/docs/payments/optimize-payments/improve-payment-request-data-quality.md).

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## Related topics

- [Improve payment request data quality](https://www.checkout.com/docs/payments/optimize-payments/improve-payment-request-data-quality.md): Improve the quality of your payment requests by including optional data to better identify fraudulent transactions and reduce false declines.
- [Reduce sanctions request volumes](https://www.checkout.com/docs/payments/optimize-payments/reduce-sanctions-request-volumes.md): Learn more about the additional information you can share to reduce sanctions request volumes.
- [Boost acceptance rates](https://www.checkout.com/docs/payments/optimize-payments/boost-acceptance-rates.md): Use the Intelligent Acceptance solution to optimize payments and boost acceptance rates with machine learning.
- [Monitor integration health](https://www.checkout.com/docs/payments/optimize-payments/monitor-integration-health.md): Monitor your integrations and identify opportunities to potentially optimize your payment performance.