# MB WAY

> **Information**
>
> MB WAY is available for Flow. Flow enables you to [accept payments on your website](https://www.checkout.com/docs/payments/accept-payments/accept-a-payment-on-your-website.md) using Checkout.com's global network of payment methods with a single integration.

Accept payments with MB WAY, a popular digital wallet in Portugal.

> **Information**
>
> To enable MB WAY payments on your account, contact your account manager or [request support](https://dashboard.checkout.com/support/new?topic=case_account_management_and_access&issue=issue_account_changes).

|  |  |
| --- | --- |
| Model | Collecting |
| Payment flow | Direct |
| Payment method type | Digital wallet |
| Auto-capture payment | ✓ |
| Authorization | ✗ |
| Capture | ✗ |
| Refund | ✓ |
| Partial refund | ✓ |
| Chargeback | ✓ |
| Recurring payment | ✗ |

---

## Webhooks

When you process payments with MB WAY, we send the following [webhooks](https://www.checkout.com/docs/developer-resources/event-notifications/event-types.md#Gateway) throughout the payment lifecycle:

| Webhook | Description |
| --- | --- |
| `payment_pending` | An asynchronous payment request was successfully initiated. |
| `payment_capture_pending` | The customer has approved the payment on the banking page. |
| `payment_captured` | The payment was successfully captured. |
| `payment_refunded` | A full or partial refund was successfully processed. |
| `payment_refund_declined` | The refund attempt was declined. |
| `payment_declined` | Occurs when a payment authorization request times out, or if there is a rejection during authorization. For example, due to insufficient funds, the issuer blocking the card, or a Do Not Honor instruction. |
| `payment_expired` | The payment was not captured within the required time and has expired. |

---

## Response codes

You can receive the following response codes when processing MB WAY payments:

| Response code | Description |
| --- | --- |
| `20003` | The payment gateway declined the transaction. For example, for risk management reasons. |
| `20006` | Error / Invalid request parameters. |
| `20012` | Invalid transaction. |
| `20013` | Invalid value / amount. |
| `20016` | Card not initialized. |
| `20017` | The customer canceled the payment. |
| `20059` | Suspected fraud. |
| `20061` | Activity amount limit exceeded. |
| `20068` | Internal error. |
| `20083` | No accounts. |
| `20096` | System malfunction. |
| `20111` | Transaction already reversed. |
| `20120` | Invalid customer / user. |

---

## Available for

- [Web](https://www.checkout.com/docs/payments/add-payment-methods/mb-way/web.md): Accept MB WAY payments on your website with Flow, our pre-built, customizable payment user interface.
- [Payment Setup API](https://www.checkout.com/docs/payments/add-payment-methods/mb-way/payment-setup-api.md): Build your own UI and integrate with our Payment Setup API to process MB WAY payments.
- [Unified Payments API](https://www.checkout.com/docs/payments/add-payment-methods/mb-way/unified-payments-api.md): Build your own UI and integrate with our API to process MB WAY payments.