# Cartes Bancaires [Cartes Bancaires](https://www.checkout.com/payment-methods/cartes-bancaires) (CB) is the predominant card scheme in France. The majority of CB cards are co-branded with either Visa or Mastercard, meaning you can process these cards over either CB or the Visa or Mastercard schemes. If a charge is declined for technical reasons on the CB scheme, we will automatically retry the charge on Visa's or Mastercard’s schemes. To opt out of this, contact your account manager. --- ## Available for - [Web](https://www.checkout.com/docs/payments/add-payment-methods/cartes-bancaires/web.md): Accept Cartes Bancaires payments on your website with Flow, our pre-built, customizable payment user interface. - [Unified Payments API](https://www.checkout.com/docs/payments/add-payment-methods/cartes-bancaires/unified-payments-api.md): Build your own UI and integrate with our API to process Cartes Bancaires payments.