# Bizum

> **Information**
>
> Bizum is available for Flow. Flow enables you to [accept payments on your website](https://www.checkout.com/docs/payments/accept-payments/accept-a-payment-on-your-website.md) using Checkout.com's global network of payment methods with a single integration.

Bizum is a popular and secure payment method in Spain that enables your customers to make instant bank transfer payments using a phone number.

> **Information**
>
> To enable Bizum payments on your account, contact your account manager or [request support](https://dashboard.checkout.com/support/new?topic=case_account_management_and_access&issue=issue_account_changes).

|  |  |
| --- | --- |
| Model | Gateway |
| Payment flow | Direct |
| Payment method type | Bank transfer |
| Auto-capture payment | ✓ |
| Authorization | ✗ |
| Manual Capture | ✗ |
| Refund | ✓ |
| Partial refund | ✓ |
| Chargeback | ✗ |
| Recurring payment | ✗ |

---

## Configure webhooks

When integrating with Bizum, you can manage your webhooks using the [API](https://www.checkout.com/docs/developer-resources/event-notifications/receive-webhooks/manage-webhooks-using-the-api.md), or the [Dashboard](https://www.checkout.com/docs/developer-resources/event-notifications/receive-webhooks/manage-webhooks-in-the-dashboard.md):

When integrating Bizum, you can subscribe to the following webhooks:

| Webhook | Description |
| --- | --- |
| `payment_pending` | Occurs when the payment request is successfully initiated. |
| `payment_capture_pending` | Occurs when the payment request has been successfully initiated and the payment capture is pending. |
| `payment_captured` | Occurs when the payment is successfully captured. |
| `payment_capture_declined` | Occurs when a capture is declined. |
| `payment_declined` | Occurs when the payment request is rejected. |
| `payment_expired` | Occurs when the payment request expires. |

---

## Available for

- [Web](https://www.checkout.com/docs/payments/add-payment-methods/bizum/web.md): Accept Bizum payments on your website with Flow, our pre-built, customizable payment user interface.
- [Payment Setup API](https://www.checkout.com/docs/payments/add-payment-methods/bizum/payment-setup-api.md): Build your own UI and integrate with our Payment Setup API to process Bizum payments.
- [Unified Payments API](https://www.checkout.com/docs/payments/add-payment-methods/bizum/unified-payments-api.md): Build your own UI and integrate with our API to process Bizum payments.