# Alma

> **Information**
>
> Alma is available for Flow. Flow enables you to [accept payments on your website](https://www.checkout.com/docs/payments/accept-payments/accept-a-payment-on-your-website.md) using Checkout.com's global network of payment methods with a single integration.

Alma offers a Pay Later solution that enables your customers to pay 15 or 30 days after their purchase.

> **Information**
>
> To enable Alma payments on your account, contact your account manager or [request support](https://dashboard.checkout.com/support/new?topic=case_account_management_and_access&issue=issue_account_changes).

|  |  |
| --- | --- |
| Model | Gateway |
| Payment flow | Redirect |
| Payment method type | Buy now, pay later (BNPL) |
| Auto-capture payment | ✓ |
| Authorization | ✗ |
| Capture | ✗ |
| Refund | ✓ |
| Partial refund | ✓ |
| Chargeback | ✗ |
| Recurring payment | ✗ |

## Configure webhooks

When integrating with Alma, you can manage your webhooks using the [API](https://www.checkout.com/docs/developer-resources/event-notifications/receive-webhooks/manage-webhooks-using-the-api.md), or the [Dashboard](https://www.checkout.com/docs/developer-resources/event-notifications/receive-webhooks/manage-webhooks-in-the-dashboard.md).

You can subscribe to the following webhooks:

| Webhook | Description |
| --- | --- |
| `payment_pending` | Occurs when the payment request is successfully initiated. |
| `payment_expired` | Occurs when the payment request expires. |
| `payment_declined` | Occurs when the payment request is rejected. |
| `payment_captured` | Occurs when the payment is successfully captured. |
| `payment_refunded` | Occurs when the payment is fully or partially refunded. |
| `payment_refund_declined` | Occurs when the refund is declined. |

---

## Available for

- [Web](https://www.checkout.com/docs/payments/add-payment-methods/alma/web.md): Accept Alma payments on your website with Flow, our pre-built, customizable payment user interface.
- [Payment Setup API](https://www.checkout.com/docs/payments/add-payment-methods/alma/payment-setup-api.md): Build your own UI and integrate with our Payment Setup API to process Alma payments.
- [Unified Payments API](https://www.checkout.com/docs/payments/add-payment-methods/alma/unified-payments-api.md): Build your own UI and integrate with our API to process Alma payments.