payment_authentication_failed

Last updated: April 26, 2023


1{
2  "type": "payment_authentication_failed",
3  "data": {
4    "id": "pay_crbj4g6nfveezfrn47hgj5cs6q",
5    "action_id": "act_mv72wxz6j2nene7l6urd7fcasa",
6    "reference": "ORD-5023-4E89",
7    "amount": 1000,
8    "currency": "EUR",
9    "response_code": "20152",
10    "response_summary": "Initial 3DS transaction not completed within 15 minutes",
11    "3ds": {
12      "authentication_id": "sid_xxxxx",
13      "version": "2.2.0",
14      "upgrade_reason": "sca_retry",
15      "challenged": true,
16      "challenge_indicator": "challenge_requested",
17      "exemption": "low_value",
18      "authentication_status_reason": "12",
19      "redirect_url": "https://api.checkout.com/redirect/here"
20    },
21    "metadata": {
22      "<field_name>": "<field_value>"
23    }
24  }
25}


1{
2  "type": "payment_authentication_failed",
3  "data": {
4    "id": "pay_ix4u5pniqptuvk7naltw3msrh4",
5    "action_id": "act_myr7kuvowauubfa2nf6kjuz644",
6    "processed_on": "2022-11-22T14:55:19.0456857Z",
7    "reference": "1197778",
8    "amount": 114,
9    "currency": "USD",
10    "response_code": "20152",
11    "response_summary": "Cardholder failed 3D-Secure authentication",
12    "3ds": {
13      "authentication_id": "sid_djlytmkw5m6enn3eycxz27qtae",
14      "version": "2.1.0",
15      "challenged": false,
16      "authentication_status_reason": "12",
17      "redirect_url": "https://api.checkout.com/sessions-interceptor/sid_..."
18    },
19    "metadata": {
20      "<field_name>": "<field_value>"
21    }
22  }
23}


1{
2  "type": "payment_authentication_failed",
3  "data": {
4    "id": "pay_crbj4g6nfveezfrn47hgj5cs6q",
5    "action_id": "act_mv72wxz6j2nene7l6urd7fcasa",
6    "reference": "ORD-5023-4E89",
7    "amount": 1000,
8    "currency": "EUR",
9    "response_code": "20017",
10    "response_summary": "Customer cancellation",
11    "scheme_id": "245611443943830",
12    "source": {
13      "id": "src_4fqgq6rjsxzeznrdzsgppxxhqi",
14      "type": "card",
15      "billing_address": {},
16      "expiry_month": 11,
17      "expiry_year": 2024,
18      "scheme": "VISA",
19      "last_4": "4242",
20      "fingerprint": "0418BC9FAEA9AC9630A54573D5ADEDB324F0255CE620CBA8CA62598726F3E77C",
21      "bin": "424242",
22      "card_type": "CREDIT",
23      "card_category": "CONSUMER",
24      "issuer_country": "GB",
25      "product_id": "F",
26      "product_type": "Visa Classic",
27      "avs_check": "G",
28      "3ds": {
29        "authentication_id": "sid_xxxxx",
30        "version": "2.2.0",
31        "enrolled": "N",
32        "upgrade_reason": "sca_retry",
33        "challenged": true,
34        "challenge_indicator": "challenge_requested",
35        "exemption": "low_value",
36        "authentication_status_reason": "12",
37        "redirect_url": "https://api.checkout.com/redirect/here"
38      }
39    }
40  }
41}

We've made some changes to our API

payment_authentication_failed

Example: Payment authentication failed