# Clearing Summary Report The Clearing Summary Report lists aggregated amounts for all transactional messages received within a specified time frame. For each transaction, it includes: - The transaction message and transaction type – For example, presentment, representment, or chargeback - The reconciliation currency, amount, interchange fee, and date > **Information** > > This report is for [processing-only clients](https://www.checkout.com/docs/card-issuing/set-up-card-program.md#Processing-only_clients). Clearing is when Checkout.com receives instructions to capture funds from the card scheme, but has not yet settled the funds. Settlement is when the funds leave your sub-account and are settled with the scheme. --- ## Report availability The report data is refreshed twice daily at around 12:30 AM and 10:30 AM, in UTC. See instructions on how to download the report on demand or on a schedule: - [In the Dashboard](https://www.checkout.com/docs/business-operations/retrieve-reports.md#Generate_reports_in_the_Dashboard) - [Using the API](https://www.checkout.com/docs/business-operations/retrieve-reports.md#Retrieve_reports_via_API) - [Using Secure File Transfer Protocol](https://www.checkout.com/docs/business-operations/retrieve-reports.md#Access_reports_via_SFTP) (SFTP) - [Using webhooks](https://www.checkout.com/docs/business-operations/retrieve-reports.md#Receive_reports_using_webhooks) --- ## Report format The report is provided as a CSV file. The file name uses the following formats by default: - API and SFTP – `issuing_clearing_summary_{EntityID}_{Start Date: YYYYMMDD}_{End Date:YYYYMMDD}_1.csv` - Dashboard scheduled reports – `{Start Date: YYYYMMDD}_{End Date:YYYYMMDD}_issuing_clearing_summary` For SFTP, the report is uploaded in the following folder structure:
`{Entity_name} > reports-{Entity_name} > issuing_clearing_summary` --- ## Sample report [Download a sample report](https://www.checkout.com/docs/files/Sample_Clearing_Summary_Report.csv) (CSV file). > **Information** > > If using Safari, hold down the _Option_ key when selecting the link to download the file. --- ## Report fields The report includes all the following fields in this order: | Field name | Description | | --- | --- | | File ID

`string` | The unique identifier for the card scheme's bulk file that the authorization message was extracted from.
Example – `0123456789012345678801234` | | Entity ID

`string` | The entity's unique identifier, prefixed with `ent_`. | | Entity Name

`string` | The entity's name. | | Client ID

`string` | Your unique identifier as a Checkout.com client, prefixed with `cli_`. | | Client Name

`string` | Your Checkout.com client name. | | Scheme Settlement Issuer Identifier

`string` | The unique identifier assigned by the scheme to a member financial institution or processing partner.

- For Mastercard, this is your transfer agent ID.
- For Visa, this is your Business Identification Number (BID).

Example – `1234567890` | | Message Type
`string` | The type of transactional message. This can be one of:

- `chargeback` – When you request the merchant to return funds
- `fee_collection` – When the card scheme collects a fee
- `pre_arbitration_or_arbitration` – When you and the merchant work to resolve a dispute before or with arbitration from the card scheme
- `presentment` – When the merchant first captures the payment request
- `representment` – When the merchant declines a chargeback and sends a second attempt to recover the amount | | Transaction Type

`string` | The type of transaction. This can be one of:

- `fee collection` – A fee paid between you, the acquirer, and the card scheme – For example, for requesting evidence from the merchant
- `purchase` – A purchase of goods or services
- `refund` – A credit to the cardholder's account as a full or partial refund for a purchase
- `unique transaction` – A quasi-cash payment using, for example, gaming tokens, cryptocurrency, travelers' cheques
- `withdrawal` – A cash withdrawal from an ATM | | Reconciliation Currency

`string` | The currency in which you settle the transaction with the card scheme.
Standard – [ISO 4217 code](https://www.checkout.com/docs/developer-resources/testing/codes/currency-codes.md)
Example – `USD` | | Reconciliation Amount

`decimal` | The full amount you settle with the card scheme for the transaction in the major currency unit.

Format – Fixed-point notation with up to eight decimal places

Example – 500 USD is represented as `500.00`

For more information on how to calculate currency units, see [Format the amount value](https://www.checkout.com/docs/payments/accept-payments/format-the-amount-value.md). | | Reconciliation Interchange Amount

`decimal` | The total interchange fee for the transaction in the major currency unit.

Format – Fixed-point notation with up to eight decimal places | | Total Transactions Count

`integer` | The total number of transactions in the date range for this report. | | Settled On

`string` | The date when you expect to settle the transaction with the card scheme.
Format – `yyyy-mm-dd` | | Reconciled On

`string` | The date when the card scheme processed the clearing transaction.
Format – `yyyy-mm-dd`

When generating this report in the Dashboard, the _Date from/to_ filter is based on this date. |