# View payment fees

When you process a payment with us, there are certain fees you will be charged along the payment lifecycle. You can see the breakdown of these charges in your Dashboard by navigating to the Payment details page.

1. Sign in to the [Dashboard](https://dashboard.checkout.com).
2. Go to _Payments_ > _Processing_ > _All Payments_.
3. Select the payment for which you would like to see the fee breakdown. This takes you to the _Payments details_ page.
4. Scroll to the Payment fees section.

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## Payment fee breakdown

In the Payment fees section, you will see _Scheme and other network fees_ and _Checkout fees_. Checkout fees are a total sum of fees incurred along the payment lifecycle. When you expand this, you'll see a breakdown of the types of fees grouped by categories.

> **Information**
>
> We display your fees per category at payment level in your bank account's currency. If you are seeking to reconcile your fees by financial actions, rather than payments, we advise you to refer to the settlement CSV report.
>
> As the fees are aggregated at the payment level, they can change over time as your payment passes through the different stages of the payment lifecycle. For example, if your payment is refunded then any associated fees will be reflected in the Payment fees section.

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## Fee categories

The categories we display are the same as you'll see on the _Invoice breakdown_ fields in your settlement reports and invoices.

| Category | Breakdown type | Fee description |
| --- | --- | --- |
| Interchange fees | Interchange fixed fee | A fee set by the card scheme (for example, Visa) and paid out to the cardholder's issuing bank. |
| Interchange fees | Interchange variable fee | A fee set by the card scheme (for example, Visa) and paid out to the cardholder's issuing bank. |
| Scheme and other network fees | Scheme fixed fees | Fees applied by the card scheme (for example, Visa) for the processing of card payments. |
| Scheme and other network fees | Scheme variable fees | Fees applied by the card scheme (for example, Visa) for the processing of card payments. |
| Acquiring premiums | Premium fixed fee | Total premium fees charged across card payments and refunds during the reporting period. |
| Acquiring premiums | Premium variable fees | Total premium fees charged across card payments and refunds during the reporting period. |
| Gateway fees | Authentication fixed fee | Gateway fees are fixed fees incurred on actions (authentication, authorization, void, and refund, for example) across the payment lifecycle.<br><br>More specifically:<br><br>- Authentication fees are charged for determining whether a payment is being carried out by the legitimate cardholder. This includes authentication via the [Checkout.com Standalone (Sessions) API](https://www.checkout.com/docs/payments/authenticate-payments/3d-secure/standalone-sessions.md).<br>- Authorization fee is applied for authorized card payments. |
| Gateway fees | Authentication variable fee | Gateway fees are fixed fees incurred on actions (authentication, authorization, void, and refund, for example) across the payment lifecycle.<br><br>More specifically:<br><br>- Authentication fees are charged for determining whether a payment is being carried out by the legitimate cardholder. This includes authentication via the [Checkout.com Standalone (Sessions) API](https://www.checkout.com/docs/payments/authenticate-payments/3d-secure/standalone-sessions.md).<br>- Authorization fee is applied for authorized card payments. |
| Gateway fees | Authorization fixed fee | Gateway fees are fixed fees incurred on actions (authentication, authorization, void, and refund, for example) across the payment lifecycle.<br><br>More specifically:<br><br>- Authentication fees are charged for determining whether a payment is being carried out by the legitimate cardholder. This includes authentication via the [Checkout.com Standalone (Sessions) API](https://www.checkout.com/docs/payments/authenticate-payments/3d-secure/standalone-sessions.md).<br>- Authorization fee is applied for authorized card payments. |
| Gateway fees | Void fixed fee | Gateway fees are fixed fees incurred on actions (authentication, authorization, void, and refund, for example) across the payment lifecycle.<br><br>More specifically:<br><br>- Authentication fees are charged for determining whether a payment is being carried out by the legitimate cardholder. This includes authentication via the [Checkout.com Standalone (Sessions) API](https://www.checkout.com/docs/payments/authenticate-payments/3d-secure/standalone-sessions.md).<br>- Authorization fee is applied for authorized card payments. |
| Gateway fees | Gateway fixed fee | Gateway fees are fixed fees incurred on actions (authentication, authorization, void, and refund, for example) across the payment lifecycle.<br><br>More specifically:<br><br>- Authentication fees are charged for determining whether a payment is being carried out by the legitimate cardholder. This includes authentication via the [Checkout.com Standalone (Sessions) API](https://www.checkout.com/docs/payments/authenticate-payments/3d-secure/standalone-sessions.md).<br>- Authorization fee is applied for authorized card payments. |
| Gateway fees | Card verification fixed fee | Gateway fees are fixed fees incurred on actions (authentication, authorization, void, and refund, for example) across the payment lifecycle.<br><br>More specifically:<br><br>- Authentication fees are charged for determining whether a payment is being carried out by the legitimate cardholder. This includes authentication via the [Checkout.com Standalone (Sessions) API](https://www.checkout.com/docs/payments/authenticate-payments/3d-secure/standalone-sessions.md).<br>- Authorization fee is applied for authorized card payments. |
| Blended fees | Blended fixed fee | A fixed, variable, or fixed and variable flat fee applied to successful captures. |
| Blended fees | Blended variable fee | A fixed, variable, or fixed and variable flat fee applied to successful captures. |
| Chargeback fees | Chargeback fees | A fee incurred for payments that are triggered on certain chargeback events. |
| Chargeback fees | Chargeback fees | A fee incurred for payments that are triggered on certain chargeback events. |
| Chargeback fees | Scheme fixed fees | Fees applied by card schemes (for example, Visa or Mastercard) for processing a chargeback. |
| Chargeback fees | Scheme variable fees | Fees applied by card schemes (for example, Visa or Mastercard) for processing a chargeback. |
| Representment fees | Representment fees | A fee incurred during the disputes process. Representment occurs when an issuer will review the evidence provided by you. |
| Retrieval fees | Retrieval fees | A fee incurred before the disputes process. Retrieval occurs when the cardholder's issuer requests information from you before raising a dispute. |