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US

Last updated: December 8, 2022

Basic information

    Country code

    US

    Supported currency

    USD

    Scheme

    • Minimum amount (local currency): 0.01
    • Maximum amount (local currency): no maximum
    • Cut-off time: 18:00 EST
    • Settlement: up to T+2
    • Minimum amount (local currency): 0.01
    • Maximum amount (local currency): 1,000,000
    • Cut-off time: 12:00 EST
    • Settlement: up to T

    Settlement of payments depends on the receiving entities' capabilities and schedules.

    Payment information

    Beneficiary information

    Beneficiary type

    The type of account holder. Set this to individual.

    account_holder.type

    required
    enum

    Beneficiary name

    The account holder's first and last name.

    account_holder.first_name

    required
    string

    account_holder.last_name

    required
    string

    Beneficiary address

    The account holder's address.

    account_holder.billing_address.address_line1

    OPTIONAL
    string

    account_holder.billing_address.address_line2

    OPTIONAL
    string

    account_holder.billing_address.city

    OPTIONAL
    string

    account_holder.billing_address.zip

    OPTIONAL
    string

    account_holder.billing_address.country

    required
    enum, 2 characters

    This must be a two-letter ISO code.

    Bank details

    Account number

    The account holder's account number.

    account_number

    required
    string, 20 characters

    Bank code (Routing number / ABA routing number)

    The account holder’s routing number or ABA routing number.

    bank_code

    required
    string, ^[a-z]{6}[a-z0-9]{2}([a-z0-9]{3})?$

    Beneficiary information

    Beneficiary type

    The type of account holder. Set this to corporate.

    account_holder.type

    required
    enum

    Beneficiary name

    The account holder's company name.

    account_holder.company_name

    required
    string

    Beneficiary address

    The account holder's address.

    account_holder.billing_address.address_line1

    required
    string

    account_holder.billing_address.address_line2

    OPTIONAL
    string

    account_holder.billing_address.city

    required
    string

    account_holder.billing_address.zip

    OPTIONAL
    string

    account_holder.billing_address.country

    required
    enum, 2 characters

    This must be a two-letter ISO code.

    Bank details

    Account number

    The account holder's account number.

    account_number

    required
    string, 20 characters

    Bank code (Routing number / ABA routing number)

    The account holder’s routing number or ABA routing number.

    bank_code

    required
    string, ^[a-z]{6}[a-z0-9]{2}([a-z0-9]{3})?$

    Example

      1
      {
      2
      "type": "bank_account",
      3
      "account_type": "current",
      4
      "account_number": "00012345678",
      5
      "bank_code": "026000000",
      6
      "currency": "USD",
      7
      "country": "US",
      8
      "account_holder": {
      9
      "type": "individual",
      10
      "first_name": "John",
      11
      "last_name": "Smith",
      12
      "country_code": "US",
      13
      "billing_address": {
      14
      "address_line1": "123 Anywhere St.",
      15
      "state": "AL",
      16
      "zip": "123456",
      17
      "country": "US",
      18
      "city": "Anytown"
      19
      }
      20
      }
      21
      }